Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Salt Lake City, UT metro
- Jordan Credit UnionMoney Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $2,500 min · 0.10%–2.20% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Must live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT. Requires $2,500 to start. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change monthly.
Offer: Dividends credited quarterly; dividend rate and APY may change monthly.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.75% $10,000 – $19,999Your amount 1.00% $20,000 – $49,999 1.25% $50,000 – $99,999 2.00% $100,000 and up 2.20% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must have a Varo Bank Account. Must be 18+ years old, a U.S. Citizen or Permanent Resident residing at a physical address within the 50 US states or DC. Accounts must be individually owned.
Offer: Standard baseline APY earned immediately on all balances.
Qualified rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Included with a Thrivent Money account. No minimum balance required or monthly account fees.
Offer: The interest rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.
1.00% interest rate · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Part of Axos ONE checking and savings bundle. No monthly maintenance fees, opening fees, minimum balance requirements, or overdraft fees. Includes limited-time 0.79% APY Boost offer for new customers who open a new bundle between 10/01/2026 and 10/31/2026.
Offer: Standard base rate when promotional qualification criteria are not met.
Qualified rate · 1.00% interest rate · Balance cap $49,999.99 · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum balances are required to avoid fees and balance totals determine interest rate. No monthly fee. Free quarterly statements (online or mailed). Checks included. Interest compounded daily and credited monthly. Must maintain a minimum balance of $2,500.00 each day to obtain the disclosed annual percentage yield.
1.00% interest rate · Compounded daily · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $200,000 2.50% $200,000 – $250,000 2.50% $250,000 – $750,000 3.00% $750,000 and up 3.00% Rate checked
More details - IBEW Federal Credit UnionMoney Market/FreedomMoney Market/Freedom · $500 min · 0.45%–2.05% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.
Offer: The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.
0.45% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market/Freedom Balance APY $500 and up 0.45% $2,500 and up 0.95% $5,000 and upYour amount 1.00% $25,000 and up 1.65% $50,000 and up 2.05% Rate checked
More details - Varex Federal Credit UnionMoney Market AccountMoney Market Account · 0.75%–2.05% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Share dividends paid monthly. Account activity fees may reduce earnings on dividend accounts. Rates subject to change without notice.
Offer: Tier: Under $5,000
0.75% interest rate · Effective May 15, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.75% $5,000 – $19,999Your amount 1.00% $20,000 – $49,999 1.26% $50,000 – $99,999 1.51% $100,000 – $249,999 2.02% $250,000 and up 2.05% Rate checked
More details - 0.80%APY$80 a year on $10,000with conditions
Requirements
Product: Opening a SoFi Savings account also automatically opens a SoFi Checking account. No account, service, or maintenance fees.
Offer: Standard rate earned automatically with no additional requirements needed. Variable rate. No minimum balance requirement.
Qualified rate · 0.80% interest rate · No monthly fee
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 4 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Chartway Credit UnionMoney Market PlusMoney Market Plus · $10,000 min · 0.75%–4.00% by balance
Credit union · 8 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month under the same member number. Fees may reduce earnings.
Offer: Includes 0.25% APY Relationship Bonus with qualifying personal or business checking account and ADB of $10,000 or more.
Qualified rate · 0.50% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 0.85% $100,000 – $250,000 2.65% $250,000 – $499,999 2.65% $500,000 – $999,999 3.75% $1,000,000 and up 4.00% Rate checked
More details - OE Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–0.80% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Start saving with $1,000 minimum opening deposit. Dividends compound monthly. Up to 6 free withdrawals or transfers per month ($15 fee per transaction thereafter).
Offer: Minimum to earn dividend: $1,000. Compounding period: Monthly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.60% $10,000 and upYour amountMinimum to earn dividend: $10,000. 0.65% $25,000 and upMinimum to earn dividend: $25,000. 0.65% $50,000 and upMinimum to earn dividend: $50,000. 0.70% $100,000 and upMinimum to earn dividend: $100,000. 0.75% $250,000 and upMinimum to earn dividend: $250,000. 0.80% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Also referred to as Regular Shares or Regular Savings. Account represents membership share in the Credit Union.
Offer: The Board of Directors has declared a dividend on earnings for the third quarter of 2026 payable October 1, 2026. Minimum deposit of $5.00. Fees may reduce earnings.
0.55% interest rate · No monthly fee
Rate checked
More details - Chartway Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.60% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Fees could reduce earnings on the account (applies only to maintenance or activity fees). Variable rates. Rates subject to change at any time without notice.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $5,000 0.25% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.35% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Opening a SoFi Savings account also automatically opens a SoFi Checking account. No account, service, or maintenance fees.
Offer: SoFi members with Eligible Direct Deposit activity can earn 0.50% APY on savings balances. Variable rate. No minimum balance requirement.
Qualified rate · No monthly fee
Rate checked
More details - First Utah BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.50%–2.07% by balance
Bank · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $2,500. A monthly service fee of $15 applies if the daily balance falls below $2,500 on any day of the statement cycle (or average daily balance is below $2,500). Limited to 6 withdrawals per month; excess withdrawals incur a $15 fee per transaction. Rates are variable and may change after account opening.
Offer: Compounded monthly. $15 monthly service fee waived by maintaining minimum balance requirements. Rate may change after account is opened.
0.50% interest rate · Compounded monthly · $15 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $999 0.50% $1,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $99,999 0.50% $100,000 – $249,999 2.07% $250,000 and up 2.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Salt Lake City, UT metro
134 accounts at 52 banks and credit unions · checked Oct 15–22
- Typical
- 0.35%
- Top 10% from
- 3.59%
- Banks, typical
- 0.45%
- Credit unions, typical
- 0.30%
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Salt Lake City, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 29 branches
- Deseret First Credit UnionCredit union · 6 branches
- Cyprus Credit UnionCredit union · 18 branches