Bank · FDIC insured
Thrivent Bank Savings Rates
Thrivent Bank’s best savings rate is 1.00% APY on $10,000, with its Savings Pockets. Rates checked October 22, 2026.
How Thrivent Bank’s savings rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Thrivent Bank has the most branches. $10,000, best rate first.
This bank’s best
Thrivent Bank
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Savings Pockets
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
Thrivent Bank savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Thrivent Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings Pockets
1.00%APY
Included with a Thrivent Money account. No minimum balance required or monthly account fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThe interest rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.Any balance | 1.00% | $100 | The interest rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account. |
Sources (3)
All captured Oct 15, 2026
Thrivent Savings
0.50%APY
No monthly fees and no minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThe interest rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.Any balance | 0.50% | $50 | The interest rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.