Utah Power Credit Union Savings & Money Market Rates

How Utah Power Credit Union’s savings rates compare

Compared with banks and credit unions near Salt Lake City, UT, where Utah Power Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Utah Power Credit Union
0.55%APY
Requires
None
Minimum
$5
Earns on $10,000 a year
$55
Share Savings
Top rate
Axos Bank
5.00%APY
Requires
Another account
Minimum
$0
Earns on $10,000 a year
$500
Axos Bank rates
2nd-highest rate
SoFi Bank, National Association
4.40%APY
Requires
Another account
Minimum
—
Earns on $10,000 a year
$440
SoFi Bank, National Association rates

Compare savings rates near you →

81

Savings score

Higher than 54% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.55%
$10,000 balance$10,0000.55%
$100,000 balance$100,0000.55%
QualifiedQualified0.55%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Utah Power Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Savings

0.55%APY$5 to open

Also referred to as Regular Shares or Regular Savings. Account represents membership share in the Credit Union.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upThe Board of Directors has declared a dividend on earnings for the third quarter of 2026 payable October 1, 2026. Minimum deposit of $5.00. Fees may reduce earnings.$5 and up	0.55%	$55	The Board of Directors has declared a dividend on earnings for the third quarter of 2026 payable October 1, 2026. Minimum deposit of $5.00. Fees may reduce earnings.

Sources (5)

All captured Oct 22, 2026

Special-purpose accounts

IRA Savings

0.55%APYIRA

Available as Roth or Traditional IRA regular share savings.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceThe Board of Directors has declared a dividend on earnings for the third quarter of 2026 payable October 1, 2026. Fees may reduce earnings.Any balance	0.55%	$55	The Board of Directors has declared a dividend on earnings for the third quarter of 2026 payable October 1, 2026. Fees may reduce earnings.

Sources (4)

All captured Oct 22, 2026

Who can join Utah Power Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Employees or retirees of qualifying select employee groups are eligible for membership.

Family and household

Spouses, children, parents, or siblings of existing member-owners are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details