Bank · FDIC insured
Home Savings Bank Savings Rates
Home Savings Bank’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Home Savings Bank’s savings rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Home Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Home Savings Bank
1.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $100
Money Market
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
Home Savings Bank savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Home Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
Minimum balances are required to avoid fees and balance totals determine interest rate. No monthly fee. Free quarterly statements (online or mailed). Checks included. Interest compounded daily and credited monthly. Must maintain a minimum balance of $2,500.00 each day to obtain the disclosed annual percentage yield.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 1.00% | $100 |
| $25,000 – $50,000 | 2.00% | — |
| $50,000 – $100,000 | 2.00% | — |
| $100,000 – $200,000 | 2.50% | — |
| $200,000 – $250,000 | 2.50% | — |
| $250,000 – $750,000 | 3.00% | — |
| $750,000 and up | 3.00% | — |
Sources (3)
All captured Oct 4, 2026
Special-purpose accounts
Fixed Rate IRA
4.10%APY · 1 term
Rates effective 2026-10-22. Individual limited to $250,000 in Online Certificate Accounts. Early withdrawal penalties may apply on Fixed Rate IRA accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.10% | $203 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.