Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in St. Louis, MO-IL metro
- 0.35%APY$35 a year on $10,000
Requirements
Product: Active accounts are service charge free. Inactive and dormant accounts subject to fees per Savings Fee Schedule.
Offer: No minimum balance is required to obtain the advertised APY. Active accounts are service charge free.
0.35% interest rate · No monthly fee
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 13 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: $4 monthly service charge waived with $200 daily minimum balance
0.30% interest rate · No monthly fee · Effective Sep 15, 2026
Rate checked
More details - St. Louis Community Credit UnionFreedom Savings AccountSavings · 0.30%–0.40% by balance
Credit union · 14 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Restricted access savings account. Money deposited may not be withdrawn until your Freedom Line of Credit loan has a zero balance. No minimum balance requirement. Dividends compounded and credited monthly.
Offer: Money may not be withdrawn until Freedom Line of Credit loan has a zero balance. Compounded and credited monthly.
Qualified rate · 0.30% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Freedom Savings Account Balance APY Up to $10,001Your amount 0.30% $10,001 – $25,001 0.35% $25,001 and up 0.40% Rate checked
More details - St. Louis Community Credit UnionSave to Prosper Savings AccountSavings · $5 min · 0.30%–0.40% by balance
Credit union · 14 branches
0.30%APY$30 a year on $10,000Requirements
Product: Prize-linked savings account. Open with minimum $5. Must be an SLCCU member in good standing with a regular share account, age 18 or older. Penalties imposed for early withdrawal (except during January). Monthly/quarterly/annual drawings based on $25 incremental savings.
Offer: Dividends compounded and credited monthly. Penalties imposed for early withdrawal (not applicable in January).
0.30% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Save to Prosper Savings Account Balance APY Up to $10,001Your amount 0.30% $10,001 – $25,001 0.35% $25,001 and up 0.40% Rate checked
More details - St. Louis Community Credit UnionRegular SavingsSavings · $1 min · 0.30%–0.40% by balance
Credit union · 14 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum deposit and minimum balance of $1 to establish account. Dividends compounded and credited monthly.
Offer: Pays dividends on all funds in the account. Compounded and credited monthly.
0.30% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,001Your amount 0.30% $10,001 – $25,001 0.35% $25,001 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Requires $100 minimum opening balance and $100 monthly minimum balance. Subject to monthly maintenance fee if minimum balance falls below $100.
Offer: Monthly maintenance fee assessed if minimum balance dips below $100.
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Special savings account for specific savings goals.
Offer: Interest/dividend is calculated based on the average balance each quarter and is paid at the end of each quarter.
0.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Initial deposit establishes membership and must remain in account. Dividends paid on balances of $100+.
Offer: Dividends paid on balances of $100+. Interest/dividend is calculated based on the average balance each quarter and is paid at the end of each quarter.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 8 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 8 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - FRB Federal Credit UnionSpecial Share SavingsSavings · $25 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable-rate account. Free with maintenance of $25 in share savings account. No debit card access and cannot be used for automatic overdraft protection. Transfer limitations apply. Minimum balance of $25 required to obtain the advertised APY.
Offer: Tier 1 rate for balances up to $49,999.99. Minimum balance of $25 required to obtain the advertised APY. No monthly fee.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Special Share Savings Balance APY Up to $50,000Your amount 0.30% $50,000 and upMinimum opening deposit $50,000 & over. 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in St. Louis, MO-IL metro
237 accounts at 85 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.30%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch