Credit union · NCUA insured
St. Louis Community Credit Union
A $442.9M credit union headquartered in St. Louis, MO, with 50,924 members and 14 branches in Missouri. Best rates: CDs 3.50% and savings 0.30% APY.
St. Louis Community Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#61 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About St. Louis Community Credit Union
St. Louis Community Credit Union is a member-owned Minority Depository Institution headquartered in St. Louis, Missouri.
Operating for eight decades, it serves St. Louis City and Franklin, St. Louis, and St. Charles counties in Missouri, plus St. Clair, Madison, Monroe, and Jersey counties in Illinois.
- Headquarters
- 3651 Forest Park Ave, St. Louis, MO 63108
- NCUA charter
- 60400
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in St. Louis City and Franklin, St. Louis, and St. Charles counties in Missouri, or St. Clair, Madison, Monroe, and Jersey counties in Illinois.
Family and household
- Membership is open to relatives of those eligible for St. Louis Community membership, including spouse, children, parents, brothers and sisters, grandparents and grandchildren, aunts and uncles, nieces and nephews, first cousins, legal guardians, and step, in-law, and legally adoptive relationships.
Cost to join
- Opening a regular savings account with a minimum deposit and balance of $1 is required to establish membership.
Branches
14 branches in Missouri
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Missouri
14 branches
- Forest ParkMain office3651 Forest Park Ave, St. Louis, MO 63108Directions
- Florissant1250 Graham Rd, Florissant, MO 63031Directions
- Jennings7345 W Florissant ave, Jennings, MO 63136Directions
- Benton Park2828 Gravois ave, St. Louis, MO 63118Directions
- Delmar Divine5503 Delmar Blvd, ste a, St. Louis, MO 63112Directions
- Ferguson10024 w Florissant Ave, St. Louis, MO 63136Directions
- Gateway3412 union blvd, St. Louis, MO 63115Directions
- Kingdom House1321 S 11th st, St. Louis, MO 63104Directions
- Richmond Heights1436 s Big Bend Blvd, St. Louis, MO 63117Directions
- South City7224 Gravois ave, St. Louis, MO 63116Directions
- Southtown4435 Chippewa St, St. Louis, MO 63116Directions
- St John's2808 Endicott ave, St. Louis, MO 63114Directions
- Sullivan170 S Service Rd E, Sullivan, MO 63080Directions
- Ucity7350 Olive Blvd, University City, MO 63130Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.03% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 5.79% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.27% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio15.03%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late5.79%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.27%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of St. Louis Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.