Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Riverside, CA metro
- Altura Credit UnionSmart Money MarketSmart Money Market · $2,500 min · 0.10%–0.20% by balance
Credit union · 23 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends earned on total balance with tiered rates (higher balances earn higher dividend rates). Minimum opening deposit is $2,500.
Offer: Dividends earned on total balance.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Smart Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Offer: Plus Direct Deposit or Payroll Deduction
Qualified rate · 0.15% interest rate · Effective Oct 13, 2026
Rate checked
More details - Chaffey Federal Credit UnionRegular SharesSavings · $5 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary savings account represents ownership in the credit union. Minimum balance of $5.
Offer: Tier I. Payable quarterly.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $4,999 0.10% $5,000 and upYour amountTier II. 0.15% Rate checked
More details - American First Credit UnionDirect Deposit Certificate BuilderSavings · $10 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Requires direct deposit or automatic transfer of at least $10 per week. If no direct deposits/automatic transfers occur during a 60-day period, or if balance falls below $10, the account will be closed and early closure fee may apply. When balance reaches $1,000, funds may be transferred to a 12-month Term Share (Certificate) Account.
Offer: Must maintain a minimum daily balance of $10 each day to obtain APY. No monthly service fee.
0.15% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - Arrowhead Credit UnionArrowhead SavingsSavings · $1 min · 0.00%–0.15% by balance
Credit union · 18 branches
0.15%APY$15 a year on $10,000Requirements
Product: $1 minimum opening deposit and $1 balance to maintain. Dividend paid when average daily balance for the month is $100 or more. No monthly fee.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Arrowhead Savings Balance APY Up to $100 0.00% $100 – $1,000 0.05% $1,000 – $2,000 0.05% $2,000 – $5,000 0.10% $5,000 and upYour amount 0.15% Rate checked
More details - Alta VistaCUPremier Money MarketPremier Money Market · $2,000 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open with a minimum balance of $2,000 to start earning dividends. Monthly service fee of $10.00 is waived with a $2,000.00 minimum daily balance. Dividends are calculated daily and compounded monthly.
Offer: Minimum balance required to earn stated APY. Monthly fee waived with $2,000.00 minimum daily balance.
0.15% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,000 – $19,999Your amount 0.15% $20,000 and up 0.20% Rate checked
More details - 0.13%APY$12 a year on $10,000
Requirements
Product: Additional requirements apply for GoldStar® membership. No monthly fees if requirements are met.
Offer: GoldStar® membership required. Balance of $50+ to earn monthly dividends; $5 minimum balance.
0.13% interest rate · No monthly fee · Effective Jul 28, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - Golden 1 Credit UnionGrowth Savings AccountSavings · $0 min · 0.10%–4.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the APY.
3.93% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 4.00% $1,000 – $2,000APY range stated as 3.50%-4.00% (blended). 3.00%* $2,000 – $5,000APY range stated as 2.15%-3.50% (blended). 1.25%* Over $5,000Your amountAPY range stated as 0.10%-2.15% (blended). 0.10%* Rate checked
More details - Financial Partners Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain Membership with a $5 minimum balance. ChexSystems verification required.
Offer: Variable rate account; rate subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Can be opened with any amount.
Offer: No minimum balance required to earn dividends. Dividends calculated daily and paid monthly.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Free for members ages 23 and younger. A one-time membership fee applies for non-members ($5 par value share ownership deposit plus $5 membership fee).
Offer: No minimum balance required to earn dividends. Dividends calculated daily and paid monthly.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit and balance to obtain APY is $1.00 to become a member-owner.
Offer: Minimum opening deposit and balance to obtain APY is $1.00 to become a member-owner.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Riverside, CA metro
156 accounts at 53 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Riverside, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Thinkwise Credit UnionCredit union · 2 branches
- CU SoCalCredit union · 4 branches