Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Raleigh, NC metro
- 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Trust account. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Minimum opening deposit $100.00.
2.00% interest rate · Effective Sep 30, 2026
Rate checked
More details - Carolinas Telco Federal Credit UnionHigh Yield SavingsSavings · $100 min · 2.02%–2.53% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Must be a CTFCU member in good standing. Available for personal, estate, trust, minor, and business accounts. Tiered interest rates based on average daily account balance. Limited to 6 monthly transactions; $1.00 fee per transaction beyond limit (ATM withdrawals and online banking transfers not included in limit). CTFCU checks and bill pay are not offered.
Offer: $15.00 monthly service fee if minimum average daily balance of $1,000.00 is not maintained. Earns 2.00% dividend rate / 2.02% APY on balances $100.00 to $100,000.00.
2.00% interest rate · $15 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $100,000Your amount 2.02% Over $100,000 2.53% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Membership eligibility requirements apply. A minimum of $5 must be maintained in a Primary Savings account to have access to all products and services. No monthly service fees.
1.98% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details - 1.60%APY$160 a year on $10,000
Requirements
Product: Must be a Latino Credit Union member.
Offer: Monthly fee of $5 is waived if the $500 minimum balance is maintained. Minimum deposit/balance of $500 must be maintained to earn interest. Must be an LCCU member.
1.59% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Flight Credit UnionStandard Money MarketStandard Money Market · $250 min · 1.00%–1.51% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Membership eligibility required. Must maintain minimum required share ($25 par value) in a Primary Savings account. Minimum opening deposit of $250. No minimum balance requirement after initial deposit.
Offer: Dividend rate and APY apply to the full balance of the account once tier is met.
1.00% interest rate
Rate by balance
Rate by balance for Standard Money Market Balance APY Up to $10,000 1.00% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.26% $50,000 and up 1.51% Rate checked
More details - USPS Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.05%–1.50% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Earn more on higher balances. Dividends are compounded and credited monthly; dividend period is monthly. Calculated from day of deposit.
Offer: Tier 1
1.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 and up 1.05% $10,000 and upYour amountTier 2 1.10% $25,000 and upTier 3 1.20% $50,000 and upTier 4 1.30% $75,000 and upTier 5 1.40% $100,000 and upTier 6 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be bundled/linked with a Go Green Checking account. A minimum of $5 must be maintained in a Primary Savings account to access products and services. Membership eligibility requirements apply. No monthly service fees.
Offer: Base Tier: Applies to entire balance if 0-14 Go Green Checking debit card transactions are posted per calendar month. Minimum balance required to earn APY is $0.01.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Welcome Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Initial deposit and minimum balance of $1,000. There is a $3 monthly fee for balances below $1,000. Limited to six withdrawals/transactions per month.
Offer: Minimum deposit required to open is $1,000.00; minimum daily balance of $1,000.00 required to avoid a $3 monthly fee. Dividends are compounded and credited monthly.
1.00% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Summit Credit UnionMoney Market InvestorMoney Market Investor · $10,000 min · 1.00%–2.02% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Compounding monthly using daily balance method. Minimum opening amount is $10,000. If the balance falls below the lowest dividend-earning minimum ($10,000), it earns at the Money Market Savings rate. Dividends begin to accrue on the business day of deposit.
Offer: Monthly compounding. Dividends calculated using daily balance method.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Investor Balance APY $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.31% $100,000 – $200,000 1.51% $200,000 and up 2.02% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 9 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - First Carolina BankBankMobile Savings AccountSavings · $0 min · 0.01%–0.75% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Must have a BankMobile Checking Account to qualify. Variable rate. Limit 6 transfers or withdrawals per statement cycle.
Offer: Paid for average daily balances up to $15,000.00. Requires a BankMobile Checking Account.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jul 15, 2026
Rate by balance
Rate by balance for BankMobile Savings Account Balance APY Up to $15,000Your amount 0.75% $15,000 and upAPY for this tier ranges from 0.75% to 0.57% depending on balance (calculation based on a $20,000.00 average daily balance). 0.01%* Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $0 min · 0.40%–3.40% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.40% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $10,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.55% $10,000 – $20,000Your amountLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.65% $20,000 – $50,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.50% $50,000 – $75,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.55% $75,000 – $100,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.60% $100,000 – $250,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.00% $250,000 – $500,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.30% $500,000 and upLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.40% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Compounding monthly using daily balance method. Minimum opening amount and dividend-earning balance minimum is $500. If balance falls below $500, dividends are not earned. No limit on the number or amount of withdrawals.
Offer: Monthly compounding. Minimum opening amount is $500; if balance falls below $500 dividend-earning minimum, dividends are not earned. Calculated using daily balance method.
0.60% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Raleigh, NC metro
105 accounts at 36 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.17%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.45%
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Raleigh, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 2 branches
- Coastal Credit UnionCredit union · 15 branches