Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Phoenix, AZ metro
- Farmers Insurance Federal Credit UnionMoney Market with Direct DepositMoney Market with Direct Deposit · $1,000 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Requires direct deposit in the amount of $1,000.00 or more monthly into FIGFCU Checking Account (either High Yield or CashBack), or bi-monthly deposits of $500 each. If qualifying DDEP cannot be verified while active, first succeeding DDEP must be received within a maximum of 60 days from account opening. If DDEP is cancelled or falls below qualifying threshold, bonus rate is reduced by 0.25%. Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99. Includes 0.25% direct deposit rate bonus.
Qualified rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market with Direct Deposit Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 40 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - OneAZ Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.10%–1.01% by balance
Credit union · 9 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum opening deposit is $1,000. In order to earn disclosed APY, must maintain a balance of at least $1,000 each day. In order to avoid the monthly maintenance fee of $10.00, account balance must be at least equal to $1,000 on the last calendar day of the month. Only the funds that comprise each tier will earn the rate for that tier.
Offer: Monthly fee of $10.00 waived if balance is at least $1,000 on the last calendar day of the month. Only the funds that comprise each tier will earn the rate for that tier.
0.10% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $5,000 0.10% $5,000 – $10,000Blended APY ranges from 0.10% to 0.15%. 0.20%* $10,000 – $25,000Your amountBlended APY ranges from 0.15% to 0.24%. 0.30%* $25,000 – $50,000Blended APY ranges from 0.24% to 0.32%. 0.40%* $50,000 – $100,000Blended APY ranges from 0.32% to 0.41%. 0.50%* $100,000 and upBlended APY ranges from 0.41% to 0.94%. 1.01%* Rate checked
More details - Vantage West Credit UnionHigh Yield Money MarketHigh Yield Money Market · $10,000 min · 0.30%–3.00% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Credit Union membership required. Requires $10,000 opening deposit and $500 minimum balance to maintain the account and remain open. Rates are variable and subject to change. No monthly service fees with eStatements.
Offer: Relationship Rate APY requires: 1. Qualifying open Vantage West consumer checking account, 2. Monthly direct deposit of at least $750 to accounts under same Membership account, 3. Aggregate loan and/or deposit balance of at least $10,000 in same Membership account. Eligibility reassessed monthly.
Qualified rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY $10,000 – $100,000Your amount 0.30% $100,000 – $125,000Standard rate. Requires $500 minimum balance to maintain account. 2.75% $125,000 and upStandard rate. Requires $500 minimum balance to maintain account. 3.00% Rate checked
More details - First Credit UnionMoney MarketMoney Market · $0 min · 0.20%–1.40% by balance
Credit union · 7 branches
0.30%APY$30 a year on $10,000Requirements
Product: $10 monthly maintenance fee is waived when a $1,000 minimum daily account balance is maintained. Limited to 6 withdrawals/transactions per calendar month ($10 fee per excess transaction). Rate applies to entire balance once tier is met.
0.20% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.45% $50,000 – $100,000 0.70% $100,000 – $250,000 1.05% $250,000 and up 1.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Arizona Central Credit UnionMoney Market CheckingMoney Market Checking · $1 min · 0.10%–0.55% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered account. Dividends paid on entire balance. Monthly service fee of $15 is waived when maintaining a minimum daily balance of $5,000+.
Offer: Monthly fee of $15 is waived with minimum daily balance of $5,000+.
0.10% interest rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.35% $100,000 and up 0.55% Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Funds are distributed to checking or savings account four times per year; additional withdrawals allowed with a $20 fee per withdrawal.
Rate checked
More details - Global Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.20%–0.50% by balance
Credit union · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: No maintenance fee. Start earning dividends with a balance of $5,000. Dividends calculated daily and credited monthly.
0.20% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.40% $100,000 and up 0.45% $250,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details - Pinal County FCUMoney MarketMoney Market · $2,500 min · 0.25%–1.25% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Earn dividends monthly. No monthly fee with average daily balance of $2,500+. Includes 6 free check withdrawals per month.
Offer: Dividends paid monthly. $15 monthly fee if below minimum balance; waived with average daily balance of $2,500+.
0.25% interest rate · $15 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $49,999Your amount 0.25% $50,000 – $249,999 1.00% $250,000 and up 1.25% Rate checked
More details - Mayo Employees Federal Credit UnionSavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must keep a balance of $5 in savings to retain MEFCU membership. No monthly fee. Dividend-bearing, compounded and paid quarterly. Rate may change after account is opened. Insured up to $400,000. Sub-savings accounts available for specific goals.
Offer: Variable dividend rate of 0.05% (0.05% APY) for balances $0 - $2,499.99. Minimum $5 balance required to maintain membership.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.20% $20,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Phoenix, AZ metro
179 accounts at 66 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Phoenix, AZ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 5 branches
- AERO FinancialCredit union · 7 branches
- Goldwater BankBank · 1 branch