Credit union · NCUA insured
Pinal County FCU Savings Rates
Pinal County FCU’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Pinal County FCU’s savings rates compare
Compared with banks and credit unions near Phoenix, AZ, where Pinal County FCU has the most branches. $10,000, best rate first.
This credit union’s best
Pinal County FCU
0.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
Money Market
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Alhambra Credit Union
4.04%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $404
Pinal County FCU savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pinal County FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.25%APY
Earn dividends monthly. No monthly fee with average daily balance of $2,500+. Includes 6 free check withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $49,999Dividends paid monthly. $15 monthly fee if below minimum balance; waived with average daily balance of $2,500+. | 0.25% | $25 | Dividends paid monthly. $15 monthly fee if below minimum balance; waived with average daily balance of $2,500+. |
| $50,000 – $249,999Dividends paid monthly. $15 monthly fee if below minimum balance; waived with average daily balance of $2,500+. | 1.00% | — | Dividends paid monthly. $15 monthly fee if below minimum balance; waived with average daily balance of $2,500+. |
| $250,000 and upDividends paid monthly. $15 monthly fee if below minimum balance; waived with average daily balance of $2,500+. | 1.25% | — | Dividends paid monthly. $15 monthly fee if below minimum balance; waived with average daily balance of $2,500+. |
Sources (3)
- pinalcountyfcu.com/checking/classic-checking
- pinalcountyfcu.com/checking/money-market
- pinalcountyfcu.com/rates/account-rates
All captured Sep 16, 2026
Personal Savings
0.01%APY
Maintain a minimum balance of $5.00. $5.00 new account fee applies. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly.$5 and up | 0.01% | $1 | Dividends paid quarterly. |
Sources (3)
- pinalcountyfcu.com/rates/account-rates
- pinalcountyfcu.com/savings-
- pinalcountyfcu.com/savings-new/savings-account
All captured Sep 16, 2026
Special-purpose accounts
Go Savings
0.03%APY
For ages 0-21. Must be opened in branch. $5.00 opening deposit; begin earning dividends at $5.00. $5.00 new account fee applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly.$5 and up | 0.03% | $3 | Dividends paid quarterly. |
Sources (3)
- pinalcountyfcu.com/rates/account-rates
- pinalcountyfcu.com/savings-
- pinalcountyfcu.com/savings-/go-savings
All captured Sep 16, 2026
Holiday Club
0.01%APY
$5.00 opening deposit; begin earning dividends at $5.00. Funds transfer to share account November 14th of each year. $5.00 fee per withdrawal outside of distribution date. $5.00 new account fee applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly.$5 and up | 0.01% | $1 | Dividends paid quarterly. |
Sources (3)
- pinalcountyfcu.com/rates/account-rates
- pinalcountyfcu.com/savings-
- pinalcountyfcu.com/savings-/holiday-club
All captured Sep 16, 2026
My Club
0.01%APY
$5.00 opening deposit; begin earning dividends at $5.00. Unlimited withdrawals anytime. $5.00 new account fee applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly.$5 and up | 0.01% | $1 | Dividends paid quarterly. |
Sources (3)
- pinalcountyfcu.com/rates/account-rates
- pinalcountyfcu.com/savings-
- pinalcountyfcu.com/savings-/my-club
All captured Sep 16, 2026
Who can join Pinal County FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.