Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Philadelphia, PA-NJ-DE-MD metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance of $5 is all that's required for Spirit Financial Credit Union membership. Account activity, per federal regulations, is limited to six automatic or pre-authorized transfers or withdrawals per month. In-person withdrawals or transfers are not limited.
0.05% interest rate · Effective Oct 23, 2026
Rate checked
More details - Sun Federal Credit UnionEmpower Money MarketEmpower Money Market · $1,000 min · 0.05%–1.10% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Unlimited deposits. Maintain a minimum balance of $1,000 to earn dividends.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.05% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Empower Money Market Balance APY $1,000 – $75,000Your amount 0.05% $75,000 – $100,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $75,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 0.90% $100,000 – $150,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $100,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 0.95% $150,000 – $200,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $150,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 1.00% $200,000 and upMember Value Program (MVP) rate. Minimum deposit to earn APY: $200,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 1.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked Parke Exclusive Checking or Parke Cashback Advantage account. New accounts must be funded with new money not on deposit with Parke Bank within the last 30 days. $100 minimum deposit to open. Limit 1 account per Social Security Number. Monthly qualification cycle requirements: at least 12 debit card transactions, at least 1 direct deposit, ACH payment, or ACH credit transaction, and enrollment in eStatements.
Offer: Base rate applied to entire daily balance when linked checking account qualifications are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 119 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - American Spirit Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.20% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: A liquid savings account that earns high dividends, and has a minimum balance of $1000.00. Pays dividends from day of deposit to day of withdrawal.
0.05% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and upYour amount 0.05% $10,001 and up 0.10% $25,001 and up 0.15% $50,001 and up 0.20% Rate checked
More details - American Spirit Federal Credit UnionInsurance AccumulationSavings · $250 min
Credit union · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - Sharon BankPremiere Money MarketPremiere Money Market · $10,000 min · 0.05%–0.15% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Includes unlimited deposits. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
Offer: Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Premiere Money Market Balance APY $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To become a member of Sun Federal Credit Union, a savings account with a minimum deposit of $5.00 is required at opening. Add more savings accounts without a minimum balance once a member.
Offer: Minimum deposit to earn APY: $5.00.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - First Harvest Credit UnionPrimary Savings AccountSavings · $100 min · 0.01%–0.10% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Establishes membership at First Harvest Credit Union. APY paid on balances of $100 or more.
Offer: Tier 1 balance tier.
0.01% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY $100 – $5,000 0.01% $5,000 – $24,999Your amountTier 2 balance tier. 0.05% $25,000 and upTier 3 balance tier. 0.10% Rate checked
More details - Wells FargoWells Fargo Platinum SavingsSavings · $25 min · 0.05%–3.25% by balance
Bank · 133 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Advantage Financial Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Your share of ownership in Advantage Financial. Must meet membership eligibility requirements. $5 minimum balance required for membership. Dividends calculated based on average daily balance and compounded monthly.
Offer: Min. Daily Avg. Balance Less than $100.00. No monthly service charges.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% Over $100Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires maintaining a minimum daily balance of $5 to avoid a $2 monthly service charge. Monthly compounding and crediting. Average daily balance method used to calculate dividends. Maximum of 6 withdrawals or transfers per month.
Offer: Minimum daily balance of $5 required to avoid $2 monthly service charge and earn stated APY. Average daily balance calculation method.
0.05% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- American Heritage Credit UnionCredit union · 33 branches