Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Oshkosh, WI metro
- 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: To qualify for the MaxYield rate and perks, members must maintain a CoVantage checking account and membership savings account in good standing, receive at least one qualifying direct deposit (or deposit $1,000+ via check) per 34-day qualification cycle (members age 12-22 exempt), and complete at least 4 debit or credit card purchase transactions per qualification cycle. Rate applies to the primary membership share savings account balance.
Offer: $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Subject to meeting MaxYield monthly qualification requirements.
Qualified rate · 3.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 5 branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must have a Connect Plus Checking to open Connect Savings. Connect Plus Checking qualifications apply to Connect Savings. For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings.
Offer: Applies when monthly qualifications are not met.
Qualified rate · 0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Connect Savings Balance APY Any balance 0.10% Up to $40,000Your amountApplies when Connect Plus Checking qualifications are met. 3.00% $40,000 and up 0.10% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Requires $1,500 minimum opening deposit. Must maintain a balance of $1,500 or more each day of the month to obtain the advertised APY.
Offer: To obtain advertised APY, maintain balance of $1,500 or more each day of month. Promotional rate effective from open date until 12/31/2026; offer available from 11/17/25 to 12/31/25. Standard rates/tiers apply after.
Promotional rate
Rate checked
More details - UW Credit UnionInvestor's Indexed Money MarketInvestor's Indexed Money Market · $10,000 min · 2.93%–3.23% by balance
Credit union · 1 branch
2.93%APY$293 a year on $10,000Requirements
Product: Dividends are earned on all days with a balance of $10,000 or more. A $15 monthly service fee applies if $10,000 balance is not maintained all days of the month. Compounded daily and paid monthly.
Offer: Dividends are earned on all days with a balance of $10,000 or more. $15 monthly service fee applies if $10,000 balance is not maintained all days of the month. Dividend rate may change weekly based on an index between 70% and 130% of the 3-month CMT rate; APY will be no less than index minus 1.10%. Compounded daily and paid monthly.
2.89% interest rate · Compounded daily · $15 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Investor's Indexed Money Market Balance APY $10,000 – $49,999Your amount 2.93% $50,000 – $99,999APY will be no less than index minus 1.0%. 3.03% $100,000 – $249,999APY will be no less than index minus 0.90%. 3.13% $250,000 and upAPY will be no less than index minus 0.80%. 3.23% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account with no minimum balance requirements and no monthly fees. Must have an active Fox Rewards Checking account with the same ownership type, meet all monthly earning requirements for Fox Rewards Checking, and consent to receive eStatements with a valid email address on file. If monthly qualifications are not met, earnings are reduced.
Offer: To qualify during the dividend period: consent and receive statements electronically with a valid email address on file, have a Fox Rewards Checking account with the same ownership type, and meet all monthly earning requirements for Fox Rewards Checking. No monthly fee.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Formerly Seasonal Savings. Minimum balance of $5.00 required. Penalty-free withdrawals permitted only during the first 10 days of each quarter (Jan. 1-10, April 1-10, July 1-10, Oct. 1-10); early withdrawal fee of $5.00 per withdrawal otherwise applies. $5 minimum balance required to earn dividends.
Offer: Dividends compounded and paid quarterly. $5 minimum balance required to earn dividends. Penalty-free withdrawals during the first 10 days of each quarter (Jan 1-10, Apr 1-10, Jul 1-10, Oct 1-10). Early withdrawal fee of $5.00 per withdrawal applies outside window.
1.96% interest rate · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - UW Credit UnionInvestor's Advantage Money MarketInvestor's Advantage Money Market · $100 min · 0.50%–2.57% by balance
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Rates are variable and may change after the account is opened. Compounded daily and paid monthly. No monthly fee or minimum balance required to earn dividends.
Offer: Variable rate. Compounded daily and paid monthly. No monthly fee.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Investor's Advantage Money Market Balance APY Up to $2,499 0.50% $2,500 – $7,499 0.70% $7,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.61% $25,000 – $49,999 2.09% $50,000 and up 2.57% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 5 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Monthly maintenance fee of $15 is waived with a $1,000 minimum daily balance.
Offer: $15 monthly maintenance fee waived with $1,000 minimum daily balance.
1.49% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 3 branches
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - 1.16%APY$116 a year on $10,000with conditions
Requirements
Product: Requires an active Bank First checking account with direct deposit. Limit ten (10) debit transactions per statement cycle; transactions in excess of 10 incur a $5.00 fee each.
Offer: Zero or minimal interest paid on the lowest tier; no service charge if balance drops below $10,000.00. Requires active Bank First checking account with direct deposit.
Qualified rate · 0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Elite Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.66% $100,000 and up 1.92% Rate checked
More details - Horicon BankMoney Market - PersonalMoney Market - Personal · $5,000 min · 1.06%–2.48% by balance
Bank · 1 branch
1.06%APY$106 a year on $10,000Requirements
Product: Rates are variable and subject to change without notice. $25 monthly service charge waived if minimum balance of $5,000 is maintained. Transfers/withdrawals limited to 6 per month for preauthorized/automatic transfers, telephone, checks, drafts, or debit cards; unlimited in person, by messenger, mail, or ATM. Interest credited and compounded monthly on daily collected balance.
Offer: Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement.
1.05% interest rate · Compounded monthly · $25 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market - Personal Balance APY Up to $100,000Your amount 1.06% $100,000 – $250,000 1.56% $250,000 – $500,000 1.82% $500,000 – $1,000,000 2.12% $1,000,000 – $5,000,000 2.32% Over $5,000,000 2.48% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oshkosh, WI metro
94 accounts at 27 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.61%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Oshkosh, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Community First Credit UnionCredit union · 10 branches
- Evergreen Credit UnionCredit union · 1 branch
- Capital Credit UnionCredit union · 2 branches