Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Omaha, NE-IA metro
- 1.26%APY$126 a year on $10,000
Requirements
Product: Annual maintenance fee of $3.00 is waived for customers with Social Security Retirement direct deposit or customers under the age of 21. Limited to 15 withdrawals per year before additional fees apply. Savings fees may reduce earnings.
Offer: Interest compounded quarterly. Fee waived for customers under age 21 or with Social Security Retirement direct deposit.
1.25% interest rate · Compounded quarterly · Effective Apr 28, 2026
Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance.
1.20% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 1.20% $5,000 – $10,000 1.23% $10,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.43% $100,000 and up 1.45% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: 6 withdrawals per month at no charge; $2 per item service fee will be charged if withdraws exceed 6 items per calendar month.
Offer: $10 minimum daily balance to earn interest.
1.24% interest rate
Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Offer: $2.00 service charge if average daily balance falls below $50.00 for the quarter. Rates and Annual Percentage Yield (APY) may change after account opening, as rates are subject to change at any time. Fees could reduce earnings.
1.25% interest rate · Effective Jun 1, 2006
Rate checked
More details - Union Bank & TrustValue Edge Money Market AccountValue Edge Money Market Account · $1,000 min · 0.71%–2.83% by balance
Bank · 3 branches
1.24%APY$124 a year on $10,000Requirements
Product: The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Offer: Balance less than $10,000
Effective Sep 22, 2026
Rate by balance
Rate by balance for Value Edge Money Market Account Balance APY Up to $10,000 0.71% $10,000 – $50,000Your amount 1.24% $50,000 – $100,000 1.82% $100,000 – $250,000 2.08% $250,000 – $500,000 2.32% $500,000 and up 2.83% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance.
1.10% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 1.10% $5,000 – $10,000 1.13% $10,000 – $50,000Your amount 1.15% $50,000 – $100,000 1.33% $100,000 and up 1.35% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
1.05% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Must be 18 or older and a resident of Nebraska, Iowa, South Dakota, or Kansas to open online. Activity restrictions apply: $2.00 service charge per debit in excess of six per calendar month for preauthorized/automatic transfers, telephone, computer, check, debit card, or POS transactions.
Offer: Interest compounded and credited quarterly. No minimum balance required to earn interest.
1.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - Centris Federal Credit UnionAdvantage Money MarketAdvantage Money Market · $0 min · 0.00%–1.50% by balance
Credit union · 12 branches
1.00%APY$100 a year on $10,000Requirements
Product: Earn tiered dividends with a $2,500 average daily balance. $15 monthly service fee waived if minimum daily balance is $2,500. Eligible for a variable relationship rate increase of 0.50% APY when maintaining a $2,500 minimum daily balance and a qualifying checking account with monthly direct deposit of $2,500 or more.
Offer: Monthly service fee of $15 waived if minimum daily balance is $2,500. Rate tier for balances $0.00 - $2,499.99.
0.00% interest rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000Eligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 0.75% $10,000 – $25,000Your amountEligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 1.00% $25,000 – $50,000Eligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 1.25% $50,000 and upEligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 1.50% Rate checked
More details - 0.95%APY$95 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
0.95% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - Cornerstone BankPremier Money Market AccountPremier Money Market Account · $1,000 min · 0.00%–1.88% by balance
Bank · 3 branches
0.95%APY$95 a year on $10,000Requirements
Product: Daily access to money by check. Up to 6 debits per statement cycle. Interest is compounded and credited every month.
0.00% interest rate · Effective Oct 9, 2024
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 0.95% $50,000 – $100,000 1.00% $100,000 – $250,000 1.26% $250,000 – $500,000 1.46% $500,000 and up 1.88% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: $7.50 Monthly Maintenance Fee waived with total relationship balance of $15,000 or more in loans, deposits or a combination with Northwest Bank, or minimum daily balance of $1,000 maintained in this account.
Offer: $7.50 Monthly Maintenance Fee waived with total relationship balance of $15,000 or more in loans, deposits or a combination with Northwest Bank, or minimum daily balance of $1,000 maintained in this account.
0.90% interest rate · $7.50 monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.16% $100,000 – $250,000 1.66% $250,000 – $500,000 1.87% $500,000 and up 2.02% Rate checked
More details - 0.90%APY$90 a year on $10,000with conditions
Requirements
Product: Requires a Compass Rewards Account or Compass Cash Account. No monthly maintenance fee. No minimum balance requirement after opening.
Offer: Balances up to $20,000. Requires Compass Rewards or Compass Cash.
Qualified rate · 0.90% interest rate · No monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Compass Savings Balance APY Up to $20,000Your amount 0.90% Over $20,000Stated APY 0.90%-0.51%; 0.51% APY based on a $50,000 balance; higher balances have a lower APY. 0.25%* Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 14 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Roberts Dairy Employees Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $10,000 0.50% $10,000 – $24,999Your amount 0.75% $25,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Omaha, NE-IA metro
158 accounts at 64 banks and credit unions · checked Oct 16–22
- Typical
- 0.33%
- Top 10% from
- 2.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches