Bank · FDIC insured
CerescoBank Savings Rates
CerescoBank’s best savings rate is 1.25% APY on $10,000, with its Statement Savings. Rates checked October 22, 2026.
How CerescoBank’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where CerescoBank has the most branches. $10,000, best rate first.
This bank’s best
CerescoBank
1.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $125
Statement Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
CerescoBank savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0001.25%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0001.75%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CerescoBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.75%APY
Tiered interest-bearing account. Limited to 6 transfers, payments, or withdrawals made payable to third parties per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Tier 4 rate for balances up to $9,999.00. $5.00 monthly maintenance fee if balance falls below $2,500.00. Rates subject to change at any time. Fees could reduce earnings. | 0.50% | — | Tier 4 rate for balances up to $9,999.00. $5.00 monthly maintenance fee if balance falls below $2,500.00. Rates subject to change at any time. Fees could reduce earnings. |
| $10,000 – $49,999Tier 3 rate for balances of $10,000.00 to $49,999.00. $5.00 monthly maintenance fee if balance falls below $2,500.00. Rates subject to change at any time. Fees could reduce earnings. | 0.75% | $75 | Tier 3 rate for balances of $10,000.00 to $49,999.00. $5.00 monthly maintenance fee if balance falls below $2,500.00. Rates subject to change at any time. Fees could reduce earnings. |
| $50,000 – $100,000Tier 2 rate for balances of $50,000.00 to $100,000.00. $5.00 monthly maintenance fee if balance falls below $2,500.00. Rates subject to change at any time. Fees could reduce earnings. | 1.00% | — | Tier 2 rate for balances of $50,000.00 to $100,000.00. $5.00 monthly maintenance fee if balance falls below $2,500.00. Rates subject to change at any time. Fees could reduce earnings. |
| $100,000 and upTier 1 rate for balances over $100,000.00 (stated in evidence as $100,00.00). $5.00 monthly maintenance fee if balance falls below $2,500.00. Rates subject to change at any time. Fees could reduce earnings. | 1.75% | — | Tier 1 rate for balances over $100,000.00 (stated in evidence as $100,00.00). $5.00 monthly maintenance fee if balance falls below $2,500.00. Rates subject to change at any time. Fees could reduce earnings. |
Sources (3)
All captured Sep 18, 2026
Statement Savings
1.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$2.00 service charge if average daily balance falls below $50.00 for the quarter. Rates and Annual Percentage Yield (APY) may change after account opening, as rates are subject to change at any time. Fees could reduce earnings.Any balance | 1.25% | $125 | $2.00 service charge if average daily balance falls below $50.00 for the quarter. Rates and Annual Percentage Yield (APY) may change after account opening, as rates are subject to change at any time. Fees could reduce earnings. |
Sources (3)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.