Bank · FDIC insured
CerescoBank
A $81.3M bank headquartered in Ceresco, NE, with 1 branch in Nebraska. Best rates: savings 1.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings871.75%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About CerescoBank
Established in 1911 as the Farmers and Merchants Bank of Ceresco, CerescoBank is an independent, locally owned and operated financial institution that adopted its current name in 1990.
Headquartered in Ceresco, Nebraska, the bank serves Ceresco and the surrounding market area with a focus on its agricultural and business community.
- Headquarters
- 130 Elm St, Ceresco, NE 68017
- FDIC certificate
- 1993 ↗
Branches
1 branch in Nebraska
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Nebraska
1 branch
- CerescoBankMain office130 Elm St, Ceresco, NE 68017Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.85% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.06% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.52% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $64 | $67 | — |
- CapitalLeverage ratio13.85%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.06%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.52%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$64Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of CerescoBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.