Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in New York, NY-NJ metro
- Manasquan BankSignature Money Market SavingsSignature Money Market Savings · $500 min · 1.25%–2.25% by balance
Bank · 15 branches
1.25%APY$125 a year on $10,000Requirements
Product: Interest compounded monthly, credited monthly. A monthly maintenance fee of $5 will be imposed if the average daily balance is less than $500.
Offer: Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500.
Compounded monthly · $5 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Signature Money Market Savings Balance APY Up to $99,999Your amount 1.25% $100,000 – $499,999 1.75% $500,000 – $999,999 2.00% $1,000,000 – $5,000,000 2.25% $5,000,000 and upGreater than $5,000,000. 2.25% Rate checked
More details - Popular BankPopular Saver Money Market AccountPopular Saver Money Market Account · $100 min · 0.05%–3.25% by balance
Bank · 24 branches
1.25%APY$125 a year on $10,000Requirements
Product: Minimum opening deposit is $100. Monthly service fee of $15 is assessed if the minimum daily balance falls below $10,000. Up to 6 transfers/withdrawals per statement cycle without a fee. Variable rates subject to change.
Offer: Initial deposit / balance of $0.01 - $9,999.99. Variable rate. Monthly fee of $15 applies if minimum daily balance is below $10,000.
0.05% interest rate · $15 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Popular Saver Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $50,000 – $250,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $250,000 and upMonthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.25% Rate checked
More details - First Commerce BankPremier Money MarketPremier Money Market · $10,000 min · 1.25%–1.50% by balance
Bank · 9 branches
1.25%APY$125 a year on $10,000Requirements
Product: Tiered rate account with no monthly fees.
Offer: No monthly fees.
1.24% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $50,000Your amount 1.25% $50,000 and up 1.50% Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 56 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Offer: Minimum daily balance to earn interest is $2,500.00. Available when linked to the e-Advantage checking, enrolled in Online Banking and e-Statements.
Qualified rate · 1.24% interest rate · Effective Sep 24, 2026
Rate checked
More details - Ocean Financial Federal Credit UnionMercy Super Saver AccountSavings · $5 min
Credit union · 4 branches
1.25%APY$125 a year on $10,000Requirements
Product: Exclusive to Staff, Volunteers, and their families of Mercy Hospital. $0 to open and maintain account. $5 minimum to earn interest.
Offer: Earns 1.25% APY on all balances ($5 minimum to earn interest).
No monthly fee · Effective Oct 1, 2025
Rate checked
More details - Motion Federal Credit UnionMoney Market AccountMoney Market Account · $2,501 min · 1.21%–1.46% by balance
Credit union · 5 branches
1.21%APY$121 a year on $10,000Requirements
Product: The minimum balance to earn dividends is $2,500.
Offer: Tier II ($2,501 – $50,000)
1.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,501 – $50,000Your amount 1.21% $50,000 and up 1.46% Rate checked
More details - Generations United Federal Credit UnionMONEY MARKET SAVINGSMONEY MARKET SAVINGS · $2,500 min · 1.01%–2.27% by balance
Credit union · 1 branch
1.16%APY$116 a year on $10,000Effective Mar 1, 2023
Rate by balance
Rate by balance for MONEY MARKET SAVINGS Balance APY $2,500 and up 1.01% $10,000 and upYour amount 1.16% $25,000 and up 1.56% $50,000 and up 1.76% $100,000 and up 2.02% $200,000 and up 2.27% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
Offer: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
0.11% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Maximum Impact Savings™ Balance APY Up to $100 0.11% $100 and upYour amount 1.05% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Open to employees of the Mamaroneck or Rye Neck school system and their immediate family members. Must fill out membership application and provide government photo identification.
Offer: Dividends are paid quarterly.
1.00% interest rate
Rate checked
More details - Seaport Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.76% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Jan 13, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.00% $20,000 and up 1.26% $75,000 and up 1.76% Rate checked
More details - Visions Federal Credit UnionFlex Money MarketFlex Money Market · $5,000 min · 1.00%–2.00% by balance
Credit union · 14 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: The dividend rate and annual percentage yield may change every quarter. The dividend rate for your account will be equal to the average of the past three months’ dividend rates on the 6-Month Term Certificate Account. The minimum balance required to open this account is $100. If the balance in this account drops below $100 on any day, the account will be closed and the remaining balance will be transferred to a Share Savings account.
Offer: The dividend rate and annual percentage yield may change every quarter. The dividend rate for your account will be equal to the average of the past three months’ dividend rates on the 6-Month Term Certificate Account. The minimum balance required to open this account is $100. If the balance in this account drops below $100 on any day, the account will be closed and the remaining balance will be transferred to a Share Savings account.
0.98% interest rate · Effective Oct 5, 2026
Rate checked
More details - Palisades Credit UnionHigh-Yield SavingsSavings · $10,000 min · 0.04%–2.25% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum $10,000 opening deposit required. A $25 monthly fee will be assessed if minimum balance is not maintained. A maximum of two withdrawals is allowed per statement cycle; additional withdrawals will be imposed a fee. Stated APY is variable and subject to change without notice.
Offer: A $25 monthly fee is assessed if minimum balance is not maintained. Maximum of two withdrawals per statement cycle.
0.04% interest rate · $25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $10,000 0.04% $10,000 and upYour amount 1.00% $150,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000intro rate
Requirements
Product: Must be open and maintain a balance of at least $5 at the end of the quarter to earn stated interest. Interest is calculated on daily balance and compounded monthly.
Offer: Rate for October
Promotional rate · 1.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York, NY-NJ metro
475 accounts at 181 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches