Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 31–45 results in New York, NY-NJ metro

  1. Top Carrot, Carrot Score 97
    USALLIANCE FinancialHigh Dividend SavingsSavings · $500 min

    Credit union · 3 branches

    3.40%APY$340 a year on $10,000
  2. Top Carrot, Carrot Score 95
    Ridgewood Savings BankSmart Move Online Savings AccountSavings · $0 min · 0.25%–3.35% by balance

    Bank · 37 branches

    3.35%APY$335 a year on $10,000
  3. Somerset Regal BankPremium Money Market AccountPremium Money Market Account · $5,000 min

    Bank · 14 branches

    3.35%APY$335 a year on $10,000
  4. NY Bravest Federal Credit UnionGeneral Alarm High-Yield SavingsSavings · 1.01%–3.30% by balance

    Credit union · 1 branch

    3.30%APY$330 a year on $10,000intro rate
  5. Brooklyn CoopHigh Yield Savings AccountSavings · 2.00%–3.25% by balance

    Credit union · 3 branches

    3.25%APY$325 a year on $10,000
  6. Top Carrot, Carrot Score 95
    Affinity Federal Credit UnionPerformance SavingsSavings · $5 min · 0.50%–3.25% by balance

    Credit union · 18 branches

    3.25%APY$325 a year on $10,000with conditions
  7. Hanover BankMax Saver SavingsSavings · $100 min · 0.20%–3.25% by balance

    Bank · 10 branches

    3.25%APY$325 a year on $10,000with conditions
  8. Beacon BankBeacon One SavingsSavings · $250 min

    Bank · 12 branches

    3.20%APY$320 a year on $10,000with conditions
  9. Top Carrot, Carrot Score 88
    Jovia Credit UnionOnline SavingsSavings · $11 min

    Credit union · 20 branches

    3.20%APY$320 a year on $10,000
  10. Top Carrot, Carrot Score 95
    Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min

    Credit union · 4 branches

    3.20%APY$320 a year on $10,000
  11. Top Carrot, Carrot Score 89
    Quontic Digital BankHigh Yield SavingsSavings · $100 min

    Bank · 1 branch

    3.20%APY$320 a year on $10,000
  12. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 8 branches

    3.10%APY$310 a year on $10,000with conditions
  13. Esquire BankMoney Market SavingsMoney Market Savings · $0 min

    Bank · 1 branch

    3.05%APY$305 a year on $10,000
  14. Apple BankApple Bank Choice Money Market AccountApple Bank Choice Money Market Account · $2,500 min

    Bank · 78 branches

    3.03%APY$303 a year on $10,000
  15. PCB BankPersonal Installment SavingsSavings

    Bank · 3 branches

    3.00%APY$300 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in New York, NY-NJ metro

475 accounts at 181 banks and credit unions · checked Oct 16–22

Typical
0.25%
Top 10% from
3.00%
Banks, typical
0.25%
Credit unions, typical
0.25%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate