Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in New York, NY-NJ metro
- 1.00%APY$100 a year on $10,000intro rate
Requirements
Product: Must be open and maintain a balance of at least $5 at the end of the quarter to earn stated interest. Interest is calculated on daily balance and compounded monthly.
Offer: Rate for October
Promotional rate · 1.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Two-Star Award: Meet requirements for preceding level (maintain Power Checking Account) and use VISA Debit Card for at least 4 purchases a month (purchases only; ATM withdrawals do not apply).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - Merck Employees Federal Credit UnionSavings (Regular Share Acct) / Primary Share AccountSavings · $50 min
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated using Daily Balance method. No limitations on the dollar amount of withdrawals or deposits. Rates are subject to change on a quarterly basis. Rate valid as of January 1, 2026. Minimum balance to avoid service fee is $0.00.
Offer: Minimum balance to earn stated APY/dividends is $50.00. Dividends compounded and credited quarterly. Calculated using daily balance method.
1.00% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Merck Employees Federal Credit UnionSecondary Share AccountSavings · $50 min
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated using Daily Balance method. No limitations on the dollar amount of withdrawals or deposits. Minimum balance to avoid service fee is $0.00. Rate follows Regular Share Account schedule.
Offer: Minimum balance to earn stated APY is $50.00. Dividends compounded and credited quarterly. Calculated using daily balance method.
1.00% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Sing Sing Employees Federal Credit UnionRegular Share/Savings AccountsSavings · $50 min
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance requirement of $50.00 establishes and maintains credit union membership. Dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors.
Offer: Dividend calculated on daily average balance and paid quarterly.
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
1.00% interest rate · Compounded daily · Effective Apr 1, 2018
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times.
1.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.00% $50,001 – $100,000 1.10% $100,001 – $250,000 1.25% $250,001 and up 1.50% Rate checked
More details - Advanced Financial Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 0.95%–2.89% by balance
Credit union · 4 branches
0.95%APY$95 a year on $10,000Requirements
Product: Dividends are tiered and paid monthly calculated on the average daily balance for the month. Minimum balance to earn dividends is $2,000. Fees could affect earnings.
Offer: Fees could affect earnings. Dividends calculated on the average daily balance for the month. Minimum balance to earn dividends $2,000.
0.95% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $19,999Your amount 0.95% $20,000 – $49,999 1.16% $50,000 – $99,999 1.66% $100,000 – $249,999 2.07% $250,000 – $499,999 2.48% $500,000 and up 2.89% Rate checked
More details - Municipal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.65%–2.02% by balance
Credit union · 15 branches
0.90%APY$90 a year on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in New York City (NYC), and family members or household members of existing MCU members. A primary share account (Hero Savings Account, Smart Apple, or Youth Savings Account) is required to establish membership.
Offer: Variable rate account. Dividend rate and APY may change weekly as determined by Municipal Credit Union.
0.65% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.51% $50,000 – $100,000 1.76% $100,000 and up 2.02% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 36 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: When you become a member, you open a Share Savings Account with a $5 minimum deposit held in the account to remain a member in good standing. No maintenance fees, no limits on transfers, and pays interest quarterly. Unlimited transfers to and from your checking account.
Offer: Unlimited transfers to and from your checking account. Pays interest quarterly.
0.75% interest rate · No monthly fee · Effective Oct 19, 2026
Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 36 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Features a $5,000 minimum balance requirement, monthly dividend payments, and up to six fee-free withdrawals.
Offer: Dividends credited monthly.
0.05% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details - Long Island Alliance FCUMoney MarketMoney Market · $2,500 min · 0.75%–1.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends are posted monthly and earned from day of deposit to day of withdrawal. Up to 6 withdrawals per month.
Offer: Dividends paid monthly.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.75% $10,001 and upAPY is listed as 1.001% on current_p16 and 1.00% on current_p22. 1.00% $25,001 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches