Credit union · NCUA insured
Long Island Alliance FCU Savings Rates
Long Island Alliance FCU’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Long Island Alliance FCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Long Island Alliance FCU has the most branches. $10,000, best rate first.
This credit union’s best
Long Island Alliance FCU
0.75%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $75
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Long Island Alliance FCU savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Long Island Alliance FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.75%APY
Dividends are posted monthly and earned from day of deposit to day of withdrawal. Up to 6 withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends paid monthly. | 0.75% | $75 | Dividends paid monthly. |
| $10,001 and upDividends paid monthly. APY is listed as 1.001% on current_p16 and 1.00% on current_p22. | 1.00% | — | Dividends paid monthly. APY is listed as 1.001% on current_p16 and 1.00% on current_p22. |
| $25,001 and upDividends paid monthly. | 1.50% | — | Dividends paid monthly. |
Regular Share Account (Savings)
0.50%APY
Minimum Opening Deposit is $5.00. Earn dividends from day of deposit to day of withdrawal. Dividends are posted quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn APY/interest is $100. Dividends paid quarterly.$100 and up | 0.50% | $50 | Minimum balance to earn APY/interest is $100. Dividends paid quarterly. |
Sources (2)
All captured Oct 5, 2026
Who can join Long Island Alliance FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Hauppauge Public Library are eligible to join LIAFCU.
Military, government and schools
- Individuals who live on Long Island and are employed by the State of New York are eligible for membership.
Family and household
- Immediate family members and household members of existing LIAFCU members are eligible for membership.
Cost to join
- Opening a Savings Account with a $5 minimum deposit is required to become a member.
Membership information collected October 5, 2026.