Credit union · NCUA insured
Qside FCU Savings Rates
Top CarrotQside FCU’s best savings rate is 0.75% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Qside FCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Qside FCU has the most branches. $10,000, best rate first.
This credit union’s best
Qside FCU
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Qside FCU savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Qside FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.75%APY
Features a $5,000 minimum balance requirement, monthly dividend payments, and up to six fee-free withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends credited monthly. | 0.05% | — | Dividends credited monthly. |
| $5,000 – $10,000Dividends credited monthly. | 0.40% | — | Dividends credited monthly. |
| $10,000 – $25,000Dividends credited monthly. | 0.75% | $75 | Dividends credited monthly. |
| $25,000 – $50,000Dividends credited monthly. | 0.90% | — | Dividends credited monthly. |
| $50,000 and upDividends credited monthly. | 1.00% | — | Dividends credited monthly. |
Savings Account
0.25%APY
Establishes Qside membership. Minimum deposit and balance of $25. Dividends credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Dividends credited monthly. | 0.15% | — | Dividends credited monthly. |
| $2,500 and upDividends credited monthly. | 0.25% | $25 | Dividends credited monthly. |
Special-purpose accounts
IRA Savings Account
Up to 0.20%APY
Dividends credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional IRA Savings. Dividends credited monthly.Any balance | 0.20% | $20 | Traditional IRA Savings. Dividends credited monthly. |
| Any balanceEducation IRA Savings. Dividends credited monthly.Any balance | 0.15% | $15 | Education IRA Savings. Dividends credited monthly. |
Sources (1)
- qsidefcu.org/deposit-rates · captured Oct 16, 2026
Holiday Club Savings Accounts
0.15%APY
No minimum or maximum balance requirements. No deposit requirements. Deposited funds are held until October 1, then transferred to regular Savings Account. Withdrawals made prior to the October 1 maturity date incur a loss of all dividends earned. Dividends credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited monthly. Withdrawals prior to October 1 maturity incur a loss of all dividends earned.Any balance | 0.15% | $15 | Dividends credited monthly. Withdrawals prior to October 1 maturity incur a loss of all dividends earned. |
Sources (2)
All captured Oct 16, 2026
Vacation Club Savings Accounts
0.15%APY
No minimum or maximum balance requirements. No deposit requirements. Funds can be withdrawn twice per year without penalty; after the first two withdrawals, accounts are deducted $1 per withdrawal. Dividends credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited monthly. Two withdrawals per year permitted without penalty; after the first two withdrawals, accounts are deducted $1 per withdrawal.Any balance | 0.15% | $15 | Dividends credited monthly. Two withdrawals per year permitted without penalty; after the first two withdrawals, accounts are deducted $1 per withdrawal. |
Sources (2)
All captured Oct 16, 2026
Who can join Qside FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located within the designated borders are eligible.
- People who live, work, worship, or study at institutions located within specified borders of the Queens community are eligible.
Employers and groups
- Employees, retirees, and tenant-stockholders of Big Six Towers Housing Corporation, Inc. are eligible.
- Employees and retirees of Clean Harbors Environmental Services, Inc. who work in or are paid from Brooklyn, New York are eligible.
- Employees and retirees of Consolidated Edison, Inc. and specified wholly owned subsidiaries working in Bronx, Kings, New York, Queens, Richmond, and Westchester Counties, NY are eligible.
- Employees and retirees of Cummins Allison Corporation are eligible.
6 more ways to join
Employers and groups
- Employees, retirees, and tenant/members of Deepdale Gardens Community Council, Inc. in Little Neck, NY are eligible.
- Employees and retirees of Long Island Water Corporation working in Lynbrook, New York are eligible.
- Employees and retirees of Queensboro Toyota are eligible.
Military, government and schools
- Employees and retirees of New York Power Authority working at the Indian Point Nuclear Power Plant #3 or the Charles Poletti Power Plant #6 in Buchanan or Astoria, New York are eligible.
Family and household
- Family members of current Qside members (husband or wife, children, siblings, parents, grandparents, grandchildren, and their spouses) are eligible.
Other ways
- Individuals can qualify for membership by joining the American Consumer Council (ACC), with the $15 fee waived using promo code 'Qside'.
Membership information collected October 5, 2026.