Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in New Orleans, LA metro
- 0.50%APY$50 a year on $10,000
Requirements
Product: Credit Human membership begins with an account designed to get you saving. All it takes is a $5 deposit to get started and maintain ownership share. Four free withdrawals per month, $2 fee per withdrawal after that; unlimited free withdrawals with balance of $1,500 or more.
Offer: Dividends paid quarterly on daily balances of $100 or more.
0.50% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Links to High Yield Spend Checking account. To earn higher rate tiers, must meet monthly qualification cycle requirements in High Yield Spend: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking.
Offer: When qualifications are met in High Yield Spend account.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Aug 7, 2026
Rate by balance
Rate by balance for Saver Balance APY Up to $50,000Your amount 0.50% $50,000 and up 0.25% Rate checked
More details - Xplore Federal Credit UnionFlex Fund Money Market AccountFlex Fund Money Market Account · $2,000 min · 0.00%–1.50% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rates where higher balances earn higher rates. Includes direct check writing, unlimited withdrawals, and no monthly service fee. Compounded daily, credited monthly.
Offer: Compounded daily, credited monthly.
Compounded daily · No monthly fee · Effective Aug 7, 2026
Rate by balance
Rate by balance for Flex Fund Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - Gulf Coast Bank & TrustBest Money MarketBest Money Market · $20 min · 0.40%–3.38% by balance
Bank · 13 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum deposit of $20 is required to open account. $10.00 monthly service cycle charge waived if average month-to-date balance is $5,000 or average month-to-date balance is $25,000 or greater in qualifying deposits. Paper statement fee of $4.85 applies unless enrolled in eStatements or meeting balance requirements.
Offer: Monthly fee of $10.00 waived with $5,000 average month-to-date balance or $25,000 in qualifying deposits.
0.40% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Best Money Market Balance APY Up to $100,000Your amount 0.40% $100,000 – $250,000 0.60% $250,000 – $1,000,000Initial rate determined by initial deposit tier; rate tier changes may affect yield. 0.75% $1,000,000 – $1,500,000 3.03% $1,500,000 and up 3.38% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Instep CU membership required. $6 minimum deposit to open for new members ($1 to join + $5 minimum balance). Dividends compounded and posted monthly on daily balances of $50.00 and above. Up to 3 free withdrawals per month ($3 fee per additional withdrawal).
Offer: Tiered dividends paid monthly on minimum balances of $50.00 and above.
0.40% interest rate · Balance cap $149,999.99 · Effective Oct 5, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: A minimum of $5.00 keeps your Regular Share account open. No interest is paid on average daily balances below $100. Dividends are earned on the average daily balance for the dividend period and credited quarterly.
Offer: Average daily balance of $100.00 to $1,999.99 for the quarter.
0.40% interest rate · Effective Jul 1, 2026
Rate checked
More details - OnPath Federal Credit UnionMoney MarketMoney Market · $0 min · 0.00%–0.40% by balance
Credit union · 10 branches
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Rate may change after account is opened. Fees may reduce earnings.
0.00% interest rate · Effective Nov 5, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 and up 0.40% Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 9 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No-fee savings that can be pledged as collateral for a Share Pledge Loan. No minimum opening deposit and no minimum balance to keep the account open. Dividends paid quarterly.
Offer: Balances over $1,000 earn 0.25% APY
0.25% interest rate · No monthly fee
Rate checked
More details - New Orleans Firemen's Federal Credit UnionKasasa SaverSavings · $0 min · 0.01%–0.25% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: No monthly maintenance fees. No minimum balance required to open or maintain.
Offer: Non-qualifying rate when paired Kasasa checking qualifications are not met.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.01% Up to $50,000Your amountQualifying rate tier when paired Kasasa checking account qualification requirements are met. 0.25% Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Orleans, LA metro
80 accounts at 37 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.00%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.20%
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New Orleans, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 2 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 5 branches
- RiverLand Federal Credit UnionCredit union · 4 branches