Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Napa, CA metro
- Travis Credit UnionJumbo Plus Money MarketJumbo Plus Money Market · $1,000 min · 0.25%–2.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Tiered interest rates based on higher balances. $1,000 minimum opening deposit. No monthly maintenance fees.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Jumbo Plus Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.95% $50,000 – $100,000 2.30% $100,000 – $250,000 2.35% $250,000 and up 2.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed APY.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - Golden 1 Credit UnionGrowth Savings AccountSavings · $0 min · 0.10%–4.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the APY.
3.93% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 4.00% $1,000 – $2,000APY range stated as 3.50%-4.00% (blended). 3.00%* $2,000 – $5,000APY range stated as 2.15%-3.50% (blended). 1.25%* Over $5,000Your amountAPY range stated as 0.10%-2.15% (blended). 0.10%* Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Total minimum of $5 to open account. No monthly maintenance fees. Dividends compound monthly.
Offer: Dividends compound monthly.
0.00% interest rate · No monthly fee · Effective Jul 25, 2022
Rate by balance
Rate by balance for Target Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $10,000Your amount 0.10% Over $10,000 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: One-time $5 membership fee and $5 minimum share deposit (total minimum of $10 to open account). No monthly maintenance fees. Dividends compound monthly.
Offer: Dividends compound monthly.
0.00% interest rate · No monthly fee · Effective Jul 25, 2022
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $10,000Your amount 0.10% Over $10,000 0.15% Rate checked
More details - Redwood Credit UnionRegular Share SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $100.00 required to earn dividends. A $3 monthly minimum balance fee is charged if balance is less than $75.00. Requires $5.00 deposit per member to open.
Offer: Minimum balance to avoid a $3 monthly fee is $75.00.
0.05% interest rate · $3 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY $100 – $500 0.05% $500 – $1,000 0.05% $1,000 – $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · $10 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Initial deposit of $50.00 required representing ownership share; $50.00 minimum balance must be maintained as long as you are a member. Dividends compounded and paid quarterly. No monthly fees or service charges. $3.00 monthly fee if minimum balance falls below $50.00 ($5.00 minimum for minor accounts).
Offer: Dividend paid quarterly; calculated on minimum balance requirements on a 365 day basis.
0.05% interest rate · No monthly fee · Effective Sep 7, 2026
Rate checked
More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Napa, CA metro
45 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Napa, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Travis Credit UnionCredit union · 1 branch
- Self-Help Federal Credit UnionCredit union · 1 branch
- Redwood Credit UnionCredit union · 3 branches