Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Minneapolis, MN-WI metro
- Associated Healthcare Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–3.05% by balance
Credit union · 5 branches
2.00%APY$200 a year on $10,000Requirements
Product: Open with as little as $2,500. Up to 6 free withdrawals per month via internet or telephone; additional withdrawals may incur a fee ($10.00 for every money market withdrawal after 6 per month). Non-IRA money market accounts below $2,500 assessed $10.00 monthly fee. Dividends compounded monthly. Insured by NCUA up to $250,000. Membership eligibility required.
Offer: All money market accounts below $2,500 will earn 0.05% APY. Non-IRA money market accounts below $2,500 assessed $10.00 fee.
Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $200,000 2.50% $200,000 – $500,000 2.75% $500,000 and up 3.05% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: No monthly maintenance fee. No minimum balance to earn rewards. $50 minimum deposit to open. Links to free Center Rewards or Center Cash Back checking.
Offer: Earns 2.00% APY on balances up to $35,000 when qualifications are met in linked Center Rewards or Center Cash Back checking during each monthly qualification cycle: at least one ACH direct deposit or ACH automatic payment, at least 10 debit card purchases post and clear, and enrollment in electronic statements.
Qualified rate · Balance cap $35,000 · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires monthly Direct Deposit/ACH credit and enrollment in eStatements. Limit of 1 account per individual.
Offer: Applies to daily balances up to $100,000 when qualification requirements are met in the linked Kasasa checking account (at least 15 debit/credit card purchases, at least 1 ACH transaction monthly, and enrolled in eStatements).
Qualified rate · No monthly fee · Effective Feb 20, 2024
Rate by balance
Rate by balance for Kasasa Saver® Balance APY Up to $100,000Your amount 2.00% Over $100,000 1.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - TopLine Financial Credit UnionTopLine SavingsSavings · $5,000 min · 1.80%–3.00% by balance
Credit union · 11 branches
1.80%APY$180 a year on $10,000Requirements
Product: Minimum balance requirement of $5,000 to earn dividends; balances below $5,000 will not earn dividends. No monthly service fee.
Offer: Dividends calculated daily and paid monthly.
1.78% interest rate · No monthly fee
Rate by balance
Rate by balance for TopLine Savings Balance APY $5,000 – $24,999Your amount 1.80% $25,000 – $49,999 2.05% $50,000 – $99,999 2.30% $100,000 – $149,999 2.60% $150,000 – $249,999 2.80% $250,000 and up 3.00% Rate checked
More details - Neighborhood National BankPrime Money MarketPrime Money Market · $5,000 min · 1.75%–3.10% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Rate effective 10/14/2025. Subject to change. $5.00 monthly fee if balance below $5,000. Fee waived if enrolled in e-statements. $5,000 minimum deposit for advertised rate. Interest compounded monthly.
Offer: Balance >= $5,000. APY 1.75-1.76%.
Compounded monthly · $5 monthly fee · Effective Oct 14, 2025
Rate by balance
Rate by balance for Prime Money Market Balance APY $5,000 and upYour amount 1.75% $25,000 and upAPY 2.00-2.02%. 2.00% $50,000 and upAPY 2.71-2.75%. 2.71% $100,000 and upAPY 3.00%-3.04%. 3.00% $250,000 and upAPY 3.10%-3.14%. 3.10% Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: Accessible at 30,000 ATMs nationwide (checking account required). Variable rates. Dividends compounded daily and paid monthly.
Offer: Tier 1. No dividends paid. Dividends compounded daily and paid monthly. Variable rate.
Qualified rate · 0.00% interest rate · Compounded daily · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $499 0.00% $500 – $9,999Tier 2. Minimum amount to receive APY is $500. 1.50% $10,000 – $49,999Your amountTier 3. Minimum amount to receive APY is $10,000. 1.75% $50,000 – $99,999Tier 4. Minimum amount to receive APY is $50,000. 2.00% $100,000 and upTier 5. Minimum amount to receive APY is $100,000. 2.25% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Maximum deposit of $500 per month. Allowed 2 withdrawals per calendar year. Prize drawing entries for every $25 deposited per month (up to 4 entries per month).
Offer: Maximum deposit of $500 per month. Allowed 2 withdrawals per calendar year.
1.75% interest rate · Effective Mar 11, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 24 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Unity One Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.60% by balance
Credit union · 1 branch
1.60%APY$160 a year on $10,000Requirements
Product: $2,500 minimum balance. Dividends are compounded and paid monthly. Withdrawal and transfer limits apply.
Offer: Withdrawal and Transfer Limits Apply
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $5,000 0.40% $5,000 – $10,000 1.00% $10,000 and upYour amount 1.60% Rate checked
More details - 1.60%APY$160 a year on $10,000
Requirements
Product: Rate is variable and subject to change. No monthly service charge if balance falls below $10,000, but will not earn dividends if account falls below $10,000. $2 monthly fee applies for non e-statement accounts / if you opt-out or cancel E-Statement service. Maximum of six electronic withdrawals a month allowed per Federal Regulation D.
Offer: Rate is variable and subject to change. Must maintain $10,000 balance to earn dividends. $2 monthly fee waived for e-statement users.
$2 monthly fee
Rate checked
More details - Hiawatha National BankHNB Money MarketHNB Money Market · $2,500 min · 1.56%–2.78% by balance
Bank · 5 branches
1.56%APY$156 a year on $10,000Requirements
Product: Interest compounded monthly using the average daily balance method. Minimum opening deposit $2,500.00.
Offer: Applies to average daily balances of $0.00-$24,999.99; compounded monthly.
1.55% interest rate · Compounded monthly
Rate by balance
Rate by balance for HNB Money Market Balance APY Up to $25,000Your amount 1.56% $25,000 – $50,000 1.92% $50,000 – $150,000 1.97% $150,000 – $250,000 2.07% $250,000 – $1,000,000 2.27% $1,000,000 and up 2.78% Rate checked
More details - BankVistaMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.04% by balance
Bank · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Limit of 6 pre-authorized, automatic, telephone, check, draft, or debit transactions per month payable to third parties.
Offer: Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.
0.25% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.25% $1,000 – $10,000 0.45% $10,000 – $50,000Your amount 1.51% $50,000 – $100,000 2.27% $100,000 and up 3.04% Rate checked
More details - Drake BankMoney Market Investor SavingsMoney Market Investor Savings · $100 min · 1.51%–3.50% by balance
Bank · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Investor Savings accounts require a $100 opening balance. $25 monthly fee applies if the $25,000 minimum daily balance is not met. Includes 6 free transfers or pre-authorized withdrawals per month (up to 3 by check). Unlimited in-person deposits/withdrawals. Interest is compounded and paid monthly based on daily collected balance.
Offer: $25 monthly fee waived with $25,000 minimum daily balance.
$25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Investor Savings Balance APY Up to $25,000Your amount 1.51% $25,000 – $100,000 2.12% $100,000 – $250,000 2.28% $250,000 – $1,000,000 2.94% $1,000,000 – $5,000,000 3.30% $5,000,000 and up 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches