Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Minneapolis, MN-WI metro
- 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum balance or penalties. Can be used for overdraft protection on your Magnifi Financial checking account.
0.15% interest rate · Effective Nov 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Opened for every member upon joining the credit union. Requires an initial deposit of $5.
0.15% interest rate · Effective Mar 11, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are calculated on average daily balance and paid quarterly. Minimum of $105 required to earn dividends.
Offer: Minimum balance to earn dividends is $105.
0.15% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $5 deposit (value of one share) required to open and maintain the account. Dividends paid monthly.
Offer: Dividends paid monthly. Rates subject to change without notice.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.13%APY$13 a year on $10,000
Requirements
Product: $3 maintenance charge per month if balance falls below minimum during statement cycle ($100 minimum balance). Free e-Statements or $5.00 monthly fee for paper statement. Interest calculated by average daily balance method and compounded monthly.
Offer: Subject to a $3 monthly maintenance charge if minimum balance of $100 is not maintained.
0.13% interest rate · Compounded monthly · $3 monthly fee · Effective May 18, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000
Requirements
Product: $50 Minimum to open, $50 Minimum Average (Compounded Quarterly).
Offer: $50 Minimum Average (Compounded Quarterly).
0.12% interest rate · Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000
Requirements
Product: Minimum daily balance of $50 required to earn dividends; $5 minimum opening deposit.
0.12% interest rate · No monthly fee · Effective May 19, 2026
Rate checked
More details - 0.11%APY$11 a year on $10,000
Requirements
Product: Dividends paid on accounts with more than a $50.00 balance; paid monthly. $5.00 deposit represents share in Credit Union.
Offer: Dividends paid monthly on accounts with more than a $50.00 balance.
0.10% interest rate
Rate checked
More details - TopLine Financial Credit UnionBasic Share SavingsSavings · $100 min · 0.06%–0.11% by balance
Credit union · 11 branches
0.11%APY$11 a year on $10,000Requirements
Product: Become a TopLine Financial Credit Union owner with a simple $5 deposit. Balances that fall below the minimum required will not earn dividends and may incur a monthly fee.
Offer: Dividends calculated daily and paid monthly.
0.06% interest rate
Rate by balance
Rate by balance for Basic Share Savings Balance APY $100 – $4,999 0.06% $5,000 – $9,999 0.11% $10,000 – $49,999Your amount 0.11% $50,000 and up 0.11% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minnesota and Wisconsin residents only. 12-month savings commitment with fees for early withdrawal. Limited to one WINcentive account per person; business and trust memberships are not eligible.
Offer: 12-month savings commitment. First early withdrawal fee is $10; second withdrawal fee is $25; third withdrawal closes account without fee. One no-penalty withdrawal permitted during anniversary month. Each $25 month-over-month balance increase earns an entry into cash prize drawings (max 4 entries/month, 12/quarter, 48/12-month period).
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - Wakota Federal Credit UnionMoney MarketMoney Market · $1 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Offers long-term yields like a certificate with flexible access like a regular savings account. Minimum balance to open of $1. Dividends paid monthly.
Offer: Dividends paid monthly.
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $24,999Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: To earn a dividend on any account, except Kids Club accounts, you must maintain a minimum daily balance of $100 or more throughout the dividend period. Dividends are paid quarterly. Accrued earnings forfeited if closed before end of quarter.
Offer: Must maintain a minimum daily balance of $100 or more throughout the dividend period to earn a dividend.
0.10% interest rate · Effective Sep 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: TruStone Financial membership required. Minimum deposit to open and maintain membership is the purchase of a $5 share in TruStone Financial. No monthly maintenance fee.
Offer: TruStone Financial membership required. Dividends are compounded monthly and credited to account on every monthly statement or at the end of the calendar quarter.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service charges. $5 minimum balance to maintain and open membership. Dividends calculated by applying a daily periodic rate to principal.
Offer: Rates shown as Interest Annual Percentage Yields; variable and subject to change.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires minimum 1 share with par value of $5.00 for membership. Dividends compounded and credited quarterly.
Offer: Share account rates shown as Dividend Annual Percentage Yields; prospective and subject to change.
Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches