Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Miami, FL metro
- Educational Federal Credit UnionIncome Tax Savings AccountSavings · $100 min
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - University Credit UnionMoney Market Checking Accounts (MMAs)Money Market Checking Accounts (MMAs) · $0 min · 0.10%–0.30% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum account balance of $2,000. $500 withdrawal minimum per transaction. Fees could reduce earnings.
Rate by balance
Rate by balance for Money Market Checking Accounts (MMAs) Balance APY Up to $2,000 0.10% $2,000 – $40,000Your amount 0.25% $40,000 and up 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details - First BankPersonal Money Market AccountPersonal Money Market Account · $1,001 min · 0.22%–1.44% by balance
Bank · 1 branch
0.22%APY$22 a year on $10,000Requirements
Product: Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
0.22% interest rate
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,001 – $10,001Your amount 0.22% $10,001 – $50,001 0.45% $50,001 – $150,001 0.90% $150,001 and up 1.44% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance service charge of $5 is waived with a minimum balance of $200 or with at least one direct deposit (or EFT credit / AutoSave deposit transfer) during the month.
0.20% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $1,000.
0.20% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY E-Gold Savings Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - Miami Firefighters Federal Credit UnionMoney Market CheckingMoney Market Checking · $10,000 min
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No minimum balance required to open the account, however a minimum balance of $10,000 is required to earn dividends. Features check writing and Visa debit card access, with no early withdrawal penalties.
0.20% interest rate · Effective May 1, 2025
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. Up to 3 free withdrawals/debits per month; $4 per withdrawal/debit thereafter.
Offer: Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more.
0.15% interest rate · $2 monthly fee · Effective Aug 26, 2026
Rate by balance
Rate by balance for First 1 Savings Account Balance APY Up to $2,500 0.15% $2,500 – $25,000Your amount 0.20% $25,000 – $250,000 0.25% $250,000 – $500,000 0.30% $500,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Avoid $20 monthly maintenance fee by maintaining a $25,000 combined monthly average balance. $10,000 minimum daily balance to earn interest.
Offer: Avoid $20 monthly maintenance fee by maintaining a $25,000 combined monthly average balance. $10,000 minimum daily balance to earn interest.
$20 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Max Balance APY $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.50% $100,000 and up 1.35% Rate checked
More details - Miami Firefighters Federal Credit UnionShare (Savings) AccountSavings · $50 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: A balance of at least one share ($5) is required to establish and maintain membership. The balance in the Membership Savings Account must not be reduced below $5.
Offer: A balance of at least one share ($5) is required to establish and maintain membership. Must maintain a minimum balance of one share ($5).
0.15% interest rate · Effective May 1, 2025
Rate checked
More details - Power Financial Credit UnionPlatinum Relationship Money MarketPlatinum Relationship Money Market · $2,500 min · 0.15%–0.75% by balance
Credit union · 7 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances. Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees.
Offer: Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. Balances below $2,500 in Money Market accounts do not earn dividends.
Qualified rate · 0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Relationship Money Market Balance APY $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 and up 0.75% Rate checked
More details - Velocity Community Credit UnionYou Name ItSavings · $0 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: A savings account so flexible, it doesn't even have its own name – so you get to name it. Does not automatically transfer balance during the year.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for You Name It Balance APY Up to $2,499 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - Velocity Community Credit UnionSavings AccountSavings · $5 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Initial deposit of $5 represents share of ownership in the Credit Union and makes you eligible for services; one-time membership fee of $5.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $2,499 0.10% $2,500 and upYour amount 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Miami, FL metro
204 accounts at 80 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches