Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Miami, FL metro
- 1.06%APY$106 a year on $10,000with conditions
Requirements
Product: Must be paired/linked with either a Free Kasasa Cash Checking account or a Free Kasasa Cash Back account. Limit 1 account per social security number as the primary account holder. No monthly service charge.
Offer: Base rate earned on entire balance when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Aug 26, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $25,000Your amountEarns Kasasa Saver Bonus Rate when qualifications are met on paired Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit, ACH payment, or bill pay transaction, at least 12 debit card purchases, and agree to receive eStatements during Monthly Qualification Cycle). 1.06% $25,001 and up 0.40%* Rate checked
More details - Broward HealthCare Federal Credit UnionMoney Market AccountMoney Market Account · 0.00%–1.35% by balance
Credit union · 5 branches
1.05%APY$105 a year on $10,000Requirements
Product: Tiered savings account designed to earn higher dividends. $2,500 minimum balance required to earn dividends. Dividends paid and compounded monthly. Transfer limitations apply.
0.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.80% $10,000 – $25,000Your amount 1.05% $25,000 – $50,000 1.25% $50,000 – $100,000 1.30% $100,000 and up 1.35% Rate checked
More details - 1.05%APY$105 a year on $10,000
1.04% interest rate · Effective Oct 1, 2026
Rate checked
More details - Old Dominion National BankFirst Choice Money MarketFirst Choice Money Market · $1,000 min · 1.00%–2.25% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Monthly service charge of $10 waived if minimum daily balance stays at or above $1,000. Interest accrues daily and credited in accordance with product statement cycle. Fees may reduce earnings. Prospective depositors must be of legal age.
Offer: Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening.
1.00% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for First Choice Money Market Balance APY Up to $50,000Your amount 1.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - Belmont Bank & Trust CompanyFree Kasasa SaverSavings · $50 min · 0.10%–1.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Monthly e-statements are a condition of this account. Limit 1 account per social security number. No monthly maintenance fees.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met (at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction and at least 12 debit card purchases post and settle per monthly qualification cycle).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Aug 31, 2020
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $100,000Your amount 1.00% $100,000 and upWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are met; 0.10%* Rate checked
More details - Power Financial Credit UnionOptimizer Investor Money MarketOptimizer Investor Money Market · $2,500 min
Credit union · 7 branches
0.95%APY$95 a year on $10,000with conditionsRequirements
Product: To qualify to open an Optimizer Investor Money Market, you must have $50,000 in investments with Power Investment Services. Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees.
Offer: Must have $50,000 in investments with Power Investment Services. Balances below $2,500 in Money Market accounts do not earn dividends.
Qualified rate · 0.95% interest rate · No monthly fee
Rate checked
More details - Pompano Beach City Employee CUAdvantage Money Market AccountsAdvantage Money Market Accounts · $2,500 min · 0.65%–1.27% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Monthly fee of $5.00 applies if balance below $2,500.00. $15.00 transaction fee applies after three transactions per month.
Offer: Dividend Rate 0.65% for balance $2,500.00 to $9,999.99
0.65% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Advantage Money Market Accounts Balance APY $2,500 – $10,000 0.65% $10,000 – $50,000Your amount 0.85% $50,000 – $99,999 0.95% $100,000 and up 1.27% Rate checked
More details - First BankMoney Market AccountMoney Market Account · $100 min · 0.80%–2.07% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more.
Offer: Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more.
0.80% interest rate · $10 monthly fee · Effective Aug 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000Your amount 0.80% $10,000 – $25,000 0.90% $25,000 – $50,000 1.11% $50,000 – $100,000 1.31% $100,000 – $250,000 1.51% $250,000 – $500,000 1.71% $500,000 – $1,000,000 1.81% Over $1,000,000 2.07% Rate checked
More details - Velocity Community Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.35% by balance
Credit union · 3 branches
0.70%APY$70 a year on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in Palm Beach County. Minimum starting balance is $2,500. Can be used as an overdraft option for checking accounts. Rates are reviewed monthly and subject to change.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.70% $10,000 – $24,999Your amount 0.70% $25,000 – $74,999 0.85% $75,000 – $99,999 1.25% $100,000 and up 1.35% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Earn monthly dividends $5.00 fee per withdrawal after one per month No minimum balance No monthly fee
Offer: Earn monthly dividends. $5.00 fee per withdrawal after 1 allowed per month. No minimum balance. No monthly fee.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Initial deposit of $10.00 covers your membership fee. Great rates No monthly fee Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $100 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Choice Credit UnionMoney MarketMoney Market · $0 min · 0.10%–0.77% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Low minimum balance required of just $2,500. A $5.00/month fee applies if balance falls below minimum balance ($2,500). No penalty or fee for early withdrawals. Unlimited in-person branch withdrawals.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.55% $25,000 and up 0.77% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Available for U.S. Citizens or U.S. Permanent Residents. $1,000 minimum opening balance. $1,000 minimum daily balance required to earn APY. $5 monthly maintenance fee waived by maintaining a minimum daily account balance of $300 on each day of the statement cycle.
Offer: Minimum daily balance of $1,000 required to obtain advertised APY. $5 monthly fee waived if minimum daily balance of $300 is maintained on each day of the statement cycle.
0.55% interest rate · $5 monthly fee · Effective Dec 17, 2025
Rate checked
More details - SUN Credit UnionCapital SavingsSavings · $2,500 min · 0.46%–0.56% by balance
Credit union · 3 branches
0.51%APY$51 a year on $10,000Requirements
Product: No penalty for early withdrawal. Dividends paid monthly.
0.46% interest rate
Rate by balance
Rate by balance for Capital Savings Balance APY $2,500 – $10,000 0.46% $10,000 – $50,000Your amount 0.51% $50,000 and up 0.56% Rate checked
More details - Tropical Financial Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–3.50% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Maintain a minimum monthly balance of $2,500 to earn a higher interest rate than regular savings.
Offer: Monthly dividend payments.
Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $94,999 0.55% $100,000 – $249,999 0.55% $250,000 – $499,999 1.50% $500,000 and up 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Miami, FL metro
204 accounts at 80 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches