Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Miami, FL metro
- 3.00%APY$300 a year on $10,000
Requirements
Product: Goal-oriented savings account with terms from 6 to 24 months. Minimum opening deposit $1.00. Must maintain a $25 minimum daily balance to obtain APY. Early withdrawal penalties may apply.
Offer: Term lengths from 6 to 24 months. Minimum daily balance of $25 required to earn APY. Unlimited deposits permitted; funds transfer upon maturity. Early withdrawal penalty may apply.
2.96% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Opening deposits must be New to First Bank funds; transfers or withdrawals from an existing First Bank account redeposited into the new account do not qualify. First Bank reserves the right to limit the number of accounts opened. During any statement cycle, you may not make more than 6 withdrawals or transfers to another account or third party. No monthly maintenance fees.
Offer: New-to-bank funds required for opening deposit. Max 6 withdrawals/transfers per statement cycle.
Conditional rate · 0.00% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Available nationwide. Open your account with a deposit of $2,500 or more. Variable rate account. Rate matching available for advertised annual percentage yield (APY) and product of FDIC-insured competitor with retail locations in NY, NJ, and/or Palm Beach County, FL up to 90 days, up to a maximum of 4.50% APY.
Offer: Tier I. Variable rate account.
Promotional rate · 0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Connection Plus Savings Balance APY Up to $2,500 0.00% $2,500 – $250,000Your amountTier II. 3.00% $250,000 and upTier III. 3.10% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: High-yield savings account. Earn 2.75% APY when qualifying requirements for Boost Checking are met each month (direct deposit/ACH credit of at least $900 into membership account, enrollment in e-statements, and 25 posted debit/credit card transactions under the same membership number). Pays 0.01% APY when requirements are not met. Limit one Boost Savings account per membership. Business accounts do not qualify.
Offer: When all requirements are met in Boost Checking
Qualified rate · No monthly fee
Rate checked
More details - Anthem Bank & TrustRISE Money Market AccountRISE Money Market Account · $5,000 min · 0.10%–4.06% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Rates based on average daily balances. Monthly fee waived with checking account.
Offer: Balance below $9,999.99. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for RISE Money Market Account Balance APY Up to $10,000 0.10%* $10,000 – $50,000Your amount 2.53% $50,000 – $100,000 2.53% $100,000 – $1,000,000 3.51% $1,000,000 – $2,500,000 3.61% $2,500,000 – $5,000,000 3.71% $5,000,000 – $10,000,000 3.92% $10,000,000 and up 4.06% Rate checked
More details - Anthem Bank & TrustGive Money Market AccountGive Money Market Account · $0 min · 0.10%–2.53% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: 0.15% APY donated to charity on total participating balances. Monthly fee waived with checking account.
Offer: Balance below $1,000. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Give Money Market Account Balance APY Up to $1,000 0.10%* $1,000 – $5,000 1.51% $5,000 – $10,000 2.02% $10,000 and upYour amount 2.53% Rate checked
More details - Anthem Bank & TrustSHIELD Money Market AccountSHIELD Money Market Account · $500 min · 0.10%–3.85% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Daily balance of $1,000 required to earn interest. Monthly fee waived with checking account.
Offer: Balance below $9,999. Fee waived with checking.
No monthly fee
Rate by balance
Rate by balance for SHIELD Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $1,000,000 3.30% $1,000,000 – $2,500,000 3.40% $2,500,000 – $5,000,000 3.50% $5,000,000 – $10,000,000 3.70% $10,000,000 and up 3.85% Rate checked
More details - 2.20%APY$220 a year on $10,000
Requirements
Product: Interest compounding on daily ledger balance and paid monthly. $2,500 minimum balance to avoid a monthly maintenance fee of $15.
Offer: $2,500 minimum balance to avoid monthly maintenance fee.
2.18% interest rate · $15 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 6 branches
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Miami, FL metro
204 accounts at 80 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches