Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Madison, WI metro
- Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 13 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Offer: Dividends are compounded daily and paid quarterly for savings accounts.
0.45% interest rate · Compounded daily
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Offer: Dividends are compounded daily and paid quarterly for savings accounts.
0.45% interest rate · Compounded daily
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: A minimum $5 deposit is all you need to own one share of Blackhawk Community Credit Union.
Offer: Dividends are compounded daily and paid quarterly for savings accounts.
0.45% interest rate · Compounded daily
Rate checked
More details - Lake Ridge BankForward Money Market PlusForward Money Market Plus · $0 min · 0.40%–1.46% by balance
Bank · 16 branches
0.40%APY$40 a year on $10,0000.40% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Forward Money Market Plus Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000 0.80% $50,000 – $100,000 0.92% $100,000 – $250,000 0.94% $250,000 and up 1.46% Rate checked
More details - Woodford State BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.40%–1.26% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Interest compounded and credited monthly. Monthly service charge waived with a minimum balance of $2,500.00. Unlimited transfers and withdrawals.
Offer: Minimum balance to avoid $10.00 monthly service charge is $2,500.00. Minimum to earn APY is $0.01. Rates subject to change monthly.
0.40% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 1.00% $100,000 and up 1.26% Rate checked
More details - First Community Credit UnionAdvantage Money MarketAdvantage Money Market · 0.32%–0.57% by balance
Credit union · 1 branch
0.37%APY$37 a year on $10,000Requirements
Product: Tiered dividend rates reward higher balances. Up to 6 fee-free withdrawals per month, $3.00 per excessive withdrawal thereafter.
Offer: Minimum balance to earn APY: Less than $10,000
0.32% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $10,000 0.32% $10,000 – $49,999Your amount 0.37% $50,000 – $99,999 0.47% $100,000 – $249,999 0.52% $250,000 and up 0.57% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 16 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details - Johnson BankSignature Money MarketSignature Money Market · $1,000 min · 0.01%–3.50% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Minimum age to open is 18. Monthly cycle maintenance fee of $25 waived if $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance (deposits) is met.
Offer: Variable rate. Simple interest compounding, paid monthly. Monthly fee waived with $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and upDeposit Rate Special effective August 24, 2026 thru October 30, 2026 for consumer accounts. Requires $25,000 or more in new money (or an existing eligible account with expiring 6-month promotional rate of 3.24%) and maintaining an eligible checking account relationship. Fixed rate locked for 9 months. 3.50% $100,000 – $250,000 0.85% $250,000 and up 0.95% Rate checked
More details - IncredibleBankInFocus Personal Money MarketInFocus Personal Money Market · $25 min · 0.25%–2.53% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Keep a daily balance of $2,500 to waive the $10 monthly account balance maintenance fee. You must deposit $25 to open this account.
Offer: Tier for daily balance < $25,000. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.
0.25% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for InFocus Personal Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 – $250,000 2.02% $250,000 – $500,000 2.28% $500,000 and up 2.53% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest is credited and compounded quarterly. Minimum opening deposit of $10,000.
Offer: Interest earned on daily balance, credited and compounded quarterly
Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $10,000 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.30% $50,000 – $99,999 0.35% $100,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rate may change after account is opened. Fees could reduce earnings. $10 monthly maintenance fee if minimum daily balance falls below $2,500. Daily balance method calculates interest applying a daily periodic rate to principal.
Offer: The rate may change after the account is opened. Fees could reduce earnings. $10 monthly maintenance fee applies if minimum daily balance falls below $2,500.
0.17% interest rate · $10 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for My Money Market Balance APY Up to $2,499 0.17% $2,500 – $9,999 0.20% $10,000 – $19,999Your amount$10 monthly maintenance fee waived if minimum daily balance is at least $2,500. 0.25% $20,000 and up$10 monthly maintenance fee waived if minimum daily balance is at least $2,500. 0.35% Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Prize-linked savings account. Wisconsin, Minnesota & Illinois residents only. Prize drawing entries for each $25 balance increase (up to 6 entries per month). Rate subject to change quarterly.
Offer: Rate subject to change quarterly. Dividends paid quarterly on required daily balance of $25.
Promotional rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest is compounded and paid monthly based on the daily ledger balance. Rates are subject to change at any time.
Offer: Interest is paid on daily ledger balance. Unlimited withdrawals included.
0.25% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Madison, WI metro
123 accounts at 44 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.49%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.19%
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Madison, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UW Credit UnionCredit union · 17 branches
- Marine Credit UnionCredit union · 2 branches
- Blackhawk Community Credit UnionCredit union · 1 branch