Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Los Angeles, CA metro
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - 3.80%APY$380 a year on $10,000with conditions
Requirements
Product: Online-only product. Must have Hana Bank USA checking account to receive promotional APY.
Offer: $10 monthly service charge waived if average daily balance of $500 is maintained. Must have Hana Bank USA checking account to receive promotional APY.
Qualified rate · $10 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 3.80%APY$380 a year on $10,000
Requirements
Product: Open online; individual or joint account. Must be a U.S. citizen or permanent resident, 18 years or older with U.S. residential address (no P.O. Box). Funded via ACH from a single linked account.
Offer: Earns 3.80% APY on all balances over $0.01. Interest accrues daily, compounds monthly, and is paid monthly. No account fees.
No monthly fee · Effective Jan 8, 2026
Rate checked
More details - California Credit UnionPremium Money Market Account - CovinaPremium Money Market Account - Covina · $2,500 min
Credit union · 14 branches
3.65%APY$365 a year on $10,000Requirements
Product: Exclusively for new members at the Covina Branch; must be opened in-branch. Requires new money or transfer from another financial institution. Excludes business accounts. A minimum daily balance of $2,500 is required to avoid a $5 monthly service fee.
Offer: Earn up to 3.65% APY. Requires $2,500 opening deposit of new money and $0.01 minimum daily balance to earn dividends. $5 monthly fee if balance falls below $2,500 on any day of the month. Exclusively for new members at Covina Branch and must be opened in-branch.
$5 monthly fee
Rate checked
More details - 3.60%APY$360 a year on $10,000
Requirements
Product: Individual account. An interest bearing product with a variety of tiered rates. Compound monthly, credit monthly. Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs.
Offer: A service charge balance requirement fee of $25.00 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $5,000.00. Must maintain a minimum daily balance of $0.01 but not exceeding $4,999.99 to obtain APY.
$25 monthly fee · Effective Jan 5, 2026
Rate by balance
Rate by balance for Smart Saver Savings Balance APY Up to $5,000 0.50% $5,000 and upYour amount 3.60% Rate checked
More details - 3.55%APY$355 a year on $10,000with conditions
Requirements
Product: To earn applicable tiered APY: must have qualifying direct deposit totaling at least $2,500/month via ACH and meet at least one of: PremiumSpend checking account, USC Credit Union consumer loan of $20,000+, mortgage loan of $50,000+, at least $50,000 in combined share balances, or active account with Trojan Wealth Management. Otherwise earns non-qualifying rate of 0.15% APY. Membership eligibility required.
Offer: Rates as high as 3.55% APY when qualifying relationship and direct deposit criteria met. Non-qualifying rate is 0.15% APY.
Qualified rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 3.55%APY$355 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Four-Star Award: Meet requirements for preceding level (maintain Power Checking Account, use VISA Debit Card for at least 4 purchases/month, sign up for eDocs) and make at least 3 bill payments per month using ePay Bill Pay. Also gets ePay for free.
Qualified rate · 3.50% interest rate · No monthly fee · Effective Apr 15, 2026
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More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.
Offer: Base rate for opening SmartStep Installment Savings Account.
Qualified rate · Balance cap $15,000 · Effective Apr 29, 2026
Rate checked
More details - Edwards Federal Credit UnionHigh-Yield Savings Account (HYSA)Savings · $1 min
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Membership with Edwards Federal Credit Union is required. Account requires direct deposit each month to earn promotional APY; otherwise, or if more than 6 withdrawals occur in a calendar month, the account earns the regular savings dividend rate for that month.
Offer: Requires direct deposit each month and no more than 6 withdrawals per calendar month to qualify for 3.50% APY.
Qualified rate · Balance cap $250,000 · No monthly fee · Effective Nov 1, 2025
Rate checked
More details - California Credit UnionPremium Money Market Account - Temecula-MurrietaPremium Money Market Account - Temecula-Murrieta · $2,500 min
Credit union · 14 branches
3.50%APY$350 a year on $10,000Requirements
Product: Exclusively for new members at the Temecula-Murrieta Branch; must be opened in-branch. Requires new money or transfer from another financial institution. Excludes business accounts. A Share Account with $0.01 Par Value is required to establish membership. A minimum daily balance of $2,500 is required to avoid a $5 monthly service fee.
Offer: Earn up to 3.50% APY. Requires $2,500 opening deposit of new money and $0.01 minimum daily balance to earn dividends. $5 monthly fee if balance falls below $2,500 on any day of the month. Exclusively for new members at Temecula-Murrieta Branch and must be opened in-branch. A Share Account with $0.01 Par Value is required to establish membership.
$5 monthly fee
Rate checked
More details - 3.30%APY$330 a year on $10,000
Requirements
Product: No monthly maintenance fee. Only one HYSA account allowed per member. Dividends accrue daily and are paid monthly. Variable rate.
Offer: Rate accurate as of February 2, 2026. No minimum deposit requirement or withdrawal limits.
No monthly fee · Effective Feb 2, 2026
Rate checked
More details - 3.30%APY$330 a year on $10,000with conditions
Requirements
Product: Rates are tiered based on the Member's Relationship Rewards tier (determined by qualifying combined household balance). Requires minimum deposit of $10,000 to open and $10,000 balance to earn dividends.
Offer: Private Banking tier. Private Banking eligibility requires $500,000 combined deposits and outstanding loan balances (excluding PRWM) with a minimum of $100,000 in deposits, or $250,000 in deposits (excluding PRWM), or select invitation groups. Minimum to open & earn dividends: $10,000.
Qualified rate · 3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000
- 3.25%APY$325 a year on $10,000
Requirements
Product: Variable Rate Account
Offer: Rate may change after account is opened.
3.20% interest rate · Effective Oct 6, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Rates are tiered based on the Member's Relationship Rewards tier (determined by qualifying combined household balance). Requires minimum deposit of $10,000 to open and $10,000 balance to earn dividends.
Offer: Elite Relationship Rewards tier (minimum combined household balance: $250,000). Minimum to open & earn dividends: $10,000.
Qualified rate · 3.15% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Los Angeles, CA metro
388 accounts at 140 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 3.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches