Best high-yield savings rates

Requirements

Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.

Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.

Requirements

Product: Earn competitive dividends on the entire balance as long as you maintain a balance of $25 or more.

Offer: Minimum = $25. Earn competitive dividends on the entire balance as long as you maintain a balance of $25 or more.

Requirements

Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.

Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.

Requirements

Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.

Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.

Requirements

Product: Variable-rate account. Dividends compounded and credited quarterly. No minimum opening deposit. Must maintain a minimum balance of $100.00 to earn the stated APY. Rates subject to change without notice; call the credit union for current rates.

Offer: Variable-rate account. Dividends compounded and credited quarterly. No minimum opening deposit. Must maintain a minimum balance of $100.00 to earn the stated APY. Rates subject to change without notice; call the credit union for current rates.

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Limit of 1 account per Membership. Requires a CleaRewards Checking or CleaRewards Cash Back account. No recurring monthly maintenance charges or fees to open or close.

Offer: Base rate earned on entire daily balance when qualifications are not met during a Monthly Qualification Cycle.

Requirements

Product: Can fund automatically using Direct Deposit or Payroll Deduction. Give account a nickname for goal tracking.

Requirements

Product: No monthly service fee. Minimum daily balance of $250 required to earn dividends. Subject to a No Activity Fee if daily balance falls below $500 and there is no activity (except crediting of dividends) for 12 consecutive months. May be used for overdraft protection.

Offer: To earn a dividend, minimum daily balance must be at least $250.

Requirements

Product: $10 monthly service fee waived if end of month balance is $500+, or with another loan, checking or savings account (except Goal Setter) added, or if member is under 18. Name account after specific savings goal.

Offer: Requires a minimum average daily balance of $500 to earn APY. Balances under $500 are subject to monthly service fees. Average daily balances of $3,000 or more earn the same stated rate.

Requirements

Product: Must be 18 years of age or older to open. Keep at least $500 average monthly daily balance to be automatically entered into monthly, quarterly, and annual prize drawings. Automatic prize entries for every additional $25 saved over $500. No monthly service fees.

Offer: A minimum balance of $500 is required to earn interest. Average daily balances of $3,000 or more earn the same stated rate.

Requirements

Product: $10 monthly service fee waived if end of month balance is $500+, or with another loan, checking or savings account (except Goal Setter) added, or if member is under 18. Unlimited transactions. Funds can be used for overdraft protection to a linked checking account.

Offer: Minimum average daily balance of $500 required to earn APY. Balances under $500 are subject to monthly service fees. Average daily balances of $3,000 or more earn the same stated rate.

Requirements

Product: Minimum deposit of $2,500 to open. Must maintain a minimum daily balance of $2,500 to obtain the disclosed APY. If daily balance is below $2,500 no dividends will be accrued. When balance increases or decreases to a different tier, the account balance is subject to the rate applicable to that tier. Member must maintain one $5.00 share in Regular Share Account.

Offer: Grandfathered rate: Money Market shares opened prior to 04/01/18 with balances of $2,500 or more will continue to earn a monthly dividend rate of 0.05% and APY of 0.05%.

Requirements

Product: Federally chartered credit union membership requires maintaining a Share Savings, Student Savings, Business Savings, or School Business Savings account with a $0.01 opening deposit.