Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lansing, MI metro
- Journey Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,000 min · 0.00%–1.75% by balance
Credit union · 3 branches
1.15%APY$115 a year on $10,000Requirements
Product: Minimum amount to open is $2,000.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $2,000 0.00% $2,000 – $50,000Your amount 1.15% $50,000 – $150,000 1.35% $150,000 and up 1.75% Rate checked
More details - Michigan First Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.00%–2.53% by balance
Credit union · 2 branches
1.06%APY$106 a year on $10,000Requirements
Product: Members must be 18 years old to open this account. Minimum account aggregate balance of $100 required to avoid additional fee of $3/month.
Offer: Minimum balance to open account and earn advertised APY. Minimum account aggregate balance of $100 required to avoid $3/month fee.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $4,999 1.06% $5,000 – $24,999Your amount 1.06% $25,000 – $99,000 1.71% $100,000 – $199,999 2.22% $200,000 – $499,999 2.53% $500,000 and up 2.53% Rate checked
More details - Adventure Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.00%–2.53% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: All those who live, work, worship or attend school in the State of Michigan are eligible to join. $0 minimum deposit to open account. Dividends are compounded daily and paid monthly. $5,000 minimum balance required to earn dividends. Single Account Minimum Balance fee of $5.00 monthly applies if balance < $500 with no other relationship.
Offer: Variable rate. All deposited funds earn the rate for the tier.
1.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.51% $50,000 – $100,000 2.02% $100,000 – $250,000 2.27% $250,000 and up 2.53% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Monthly maintenance fee of $10 is waived by maintaining a minimum average daily balance of $200 and/or maintaining an active Union Bank checking account.
Offer: Waive $10 monthly maintenance fee by maintaining a minimum average daily balance of $200 and/or maintaining an active Union Bank checking account.
$10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Universal Savings Balance APY Up to $25,000Your amount 1.00% $25,000 – $200,000 1.51% $200,000 – $1,000,000 2.02% $1,000,000 and up 2.53% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Deposits can be made by payroll deductions or automatic transfer with the exception of initial deposit. Withdrawals can only be made during the months of May, June, July, and August. Funds will be transferred automatically to your MSUFCU checking or savings account.
Offer: Withdrawals restricted to May, June, July, and August.
Effective Aug 25, 2026
Rate checked
More details - Farm Bureau Family Credit UnionMoney MarketMoney Market · $2,000 min · 0.75%–0.85% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Tier I
No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and upYour amount 0.75% $25,000 and upTier II 0.85% Rate checked
More details - TRUE Community Credit UnionSuper Cash Money MarketSuper Cash Money Market · $0 min · 0.00%–0.70% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. Tiered rates based on balance.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Cash Money Market Balance APY Up to $2,000 0.00% $2,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% Over $100,000 0.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Offers a simple way to build savings with an ATM card usable at over 55,000 surcharge-free ATMs. Requires a $199 minimum average balance per statement cycle to avoid service fees. Transaction limits apply.
Offer: Requires a $199 minimum average balance per statement cycle to avoid service fees.
0.25% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility and a minimum $5 membership share deposit are required for credit union membership. Funds earn dividends from the first business day of deposit and are calculated daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees may reduce earnings.
0.00% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100 0.00% $100 – $2,000 0.00% $2,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.65% $50,000 – $100,000 0.70% $100,000 and up 1.20% Rate checked
More details - First National Bank of MichiganFirst Growth Money MarketFirst Growth Money Market · $100 min · 0.15%–1.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: A minimum monthly balance of $10,000 is required to avoid fees.
Offer: APY is based on a $2,500 balance for 12 months. A minimum monthly balance of $10,000 is required to avoid fees.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for First Growth Money Market Balance APY Up to $9,999 0.15% $10,000 – $49,999Your amount 0.25% $50,000 – $99,999 0.35% $100,000 – $249,999 0.50% $250,000 and up 1.00% Rate checked
More details - Michigan First Credit UnionSavings AccountSavings · $10 min · 0.15%–0.25% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must be 18 or older to open an account (ages 13-17 can open with a parent or guardian). Minimum opening deposit of $10 required. An account aggregate balance of $100 required after the first 3 months of membership to avoid a monthly minimum balance fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $999 0.15% $1,000 – $4,999 0.15% $5,000 – $24,999Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Every member of CPCU maintains a Prime Share Account with a par value of $25.00. This is your share of credit union ownership and entitles you to a vote at the annual meeting. The minimum balance required to earn dividends is $50.00.
Offer: Compounded/Credited Quarterly. Minimum balance to obtain APY is $50.00.
0.20% interest rate
Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.35% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends credited monthly. Maintain a $2,500 average daily balance to earn dividends. No monthly service fees. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
Offer: Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.35% Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.06%–2.17% by balance
Bank · 8 branches
0.12%APY$12 a year on $10,000with conditionsRequirements
Offer: With a Checking Relationship with Independent Bank
Qualified rate · 0.06% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.06% $10,000 – $24,999Your amount 0.12% $25,000 – $49,999 0.50% $50,000 – $99,999 1.11% $100,000 – $249,999 1.61% $250,000 and up 2.17% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lansing, MI metro
79 accounts at 26 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 2.60%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.08%
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Lansing, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Flagstar BankBank · 3 branches
- CASE Credit UnionCredit union · 5 branches
- LAFCUCredit union · 8 branches