Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Lancaster, PA metro
- First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - Citadel Credit UnionAuxiliary SavingsSavings · $5 min · 0.10%–0.30% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fee. Minimum balance of $5 to earn APY. $5.00 monthly inactivity fee if no activity on any Citadel account for 1 year (waived if combined deposit balance is $500 or more, or primary owner is under 13). $5.00 service fee to close within 90 days of opening.
Offer: Minimum balance of $5 to earn APY. No monthly fee.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Auxiliary Savings Balance APY Up to $2,500Your amount 0.10% $75,000 and up 0.30% Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee (consumer and business MMDA).
Offer: Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee.
$10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Account requires a minimum balance of $100.00 each day to avoid a monthly service charge. If account is closed within the first 90 days, a $5.00 service fee applies. Variable rate account; interest rate and APY may change at any time.
Offer: Variable rate account. Requires a minimum balance of $100.00 each day to avoid a monthly service charge.
Effective Sep 1, 2026
Rate checked
More details - Jonestown Bank & Trust Co.Prime Money Market AccountPrime Money Market Account · $0 min · 0.00%–3.05% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable-rate account; rates may change at any time after opening. Must maintain a daily minimum balance of $2,500 to earn tiered interest above 0.00% APY. No minimum balance requirement to maintain the account.
Effective Sep 1, 2026
Rate by balance
Rate by balance for Prime Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $15,000Your amount 0.10% $15,000 – $25,000Must maintain a minimum balance of $2,500 each day to obtain APY. 0.30% $25,000 – $50,000Must maintain a minimum balance of $2,500 each day to obtain APY. 0.65% $50,000 – $150,000Must maintain a minimum balance of $2,500 each day to obtain APY. 1.01% $150,000 – $250,000Must maintain a minimum balance of $2,500 each day to obtain APY. 1.51% $250,000 – $500,000Must maintain a minimum balance of $2,500 each day to obtain APY. 2.02% $500,000 and upMust maintain a minimum balance of $2,500 each day to obtain APY. 3.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 13 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 13 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 13 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Peoples Security Bank & TrustEveryday SaverSavings · $25 min · 0.05%–0.20% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Variable tiered rates; no minimum balance required to earn interest. Interest compounded and credited quarterly using the daily balance method. $5 monthly service charge if average daily balance falls below $100; fee assessed and refunded with a recurring direct deposit. Unlimited deposits and withdrawals.
Offer: $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. Variable rate; no minimum balance to earn interest.
0.05% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Everyday Saver Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000Variable rate. 0.15% $100,000 and upVariable rate. 0.20% Rate checked
More details - Peoples Security Bank & TrustPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.45% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Consumer money market with check-writing and transfer access; up to 10 free withdrawals or transfers per statement cycle. Interest is variable, compounded and credited monthly using the daily balance method. A $2,500.00 minimum daily/average daily balance is required to earn interest. $8.00 monthly minimum-balance fee if average daily balance falls below $2,500.00. Offered in PA, NY, and NJ.
Offer: Variable rates may change at any time. Minimum $2,500.00 to earn interest. $8.00 monthly fee if average daily balance is below $2,500.00.
0.05% interest rate · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $100,000Your amount 0.05% $100,000 – $249,999Rate-table high bound is $249,999.00. 0.10% $250,000 – $1,000,000 0.15% $1,000,000 – $5,000,000 0.30% $5,000,000 and up 0.45% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: When MaxEarnings Saver qualifications are not met, the entire daily balance earns 0.05% interest and 0.05% APY. Variable; no minimum balance to earn interest.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Dec 23, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Designed to help save for longer-term goals with automatic transfers from Wayne Bank checking. Accounts with daily balances below $200 are subject to a $2.00 monthly service fee.
Offer: Interest is earned on daily balances of $50 or more. Accounts with daily balances below $200 are subject to a $2.00 monthly service fee.
$2 monthly fee · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lancaster, PA metro
88 accounts at 31 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 3.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Lancaster, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Citadel Credit UnionCredit union · 2 branches
- EverenceCredit union · 5 branches
- Finanta Credit UnionCredit union · 1 branch