Best high-yield savings rates

Requirements

Product: Links to free Kasasa Cash or Kasasa Cash Back checking account with automatic transfer of earnings. Receipt of electronic statements is required to open and maintain the account.

Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back checking account are met during the Monthly Qualification Cycle (at least 1 direct deposit or ACH transaction, and at least 10 debit card purchases each > $5).

Requirements

Product: Required membership share savings account. Minimum required balance is $5. Dividend earnings begin with a balance of $100. Rates are compounded and credited monthly. Account is for individuals age 18 and older (members under 18 open Xtreme Savers which converts at 18).

Offer: Tier 1

Requirements

Product: Savings account required for Credit Union membership. After six months, must maintain a minimum $250 balance or open any other type of account to avoid a $5 monthly service fee.

Offer: After six months, maintain a minimum $250 balance or open any other type of account to avoid the $5 monthly fee.

Requirements

Product: APY of 1.75% on balances up to $2,000; Membership Savings rate (0.05%) on balances over $2,000. Maximum of two free withdrawals per calendar year ($20 fee each additional withdrawal). Funded via recurring ACH deposit or qualifying external funds. Limit one Rainy Day Account per qualified membership. Membership eligibility required.

Offer: APY of 1.75% on balances up to $2,000. Maximum of two free withdrawals per calendar year.

Requirements

Product: Requires a Premier Plus Checking or Reward Checking account open and in good standing, and enrollment in eStatements. Limit 1 account per connected checking account. No recurring monthly service charges or fees. $100 minimum deposit to open.

Offer: Base rate earned on entire balance when qualifications are not met in Premier Savings account.

Requirements

Product: Interest is paid quarterly based on Average Daily Balance. Membership eligibility applies (live/work in Cass, Clay, Jackson, Johnson, or Lafayette County, MO; immediate family member of MCCU member; employee benefit; member of Missouri Council of Consumers; or work for another credit union).

Offer: Interest is paid and subject to change quarterly.

Requirements

Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.

Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.

Requirements

Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.

Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.

Requirements

Product: Must be linked to a Kasasa Cash - Multi Level or Kasasa Cash Back checking account. Rewards and cash back earned in checking auto-transfer into Kasasa Saver. $100 minimum deposit to open. No monthly maintenance fees.

Offer: Base rate applied to the entire daily balance if monthly qualifications are not met in the linked Kasasa checking account.

Requirements

Product: Must have a My Rewards Checking or CashBack Checking Account to Open Only One Real Saver per Rewards or CashBack Account Online Statement Required for Premium Interest

Offer: Earned on balance if monthly qualification cycle requirements in CashBack Checking or My Rewards Checking (e-statements, online banking access, at least 10 debit card purchases post and settle, at least 1 direct deposit or ACH auto debit post and settle) are not met. Account is free.

Requirements

Product: Automatically makes you a member and part owner of the Credit Union. Minimum balance to maintain membership/avoid fee is $5.00 ($2.00/month service fee if minimum balance not maintained). $10 closing fee if opened less than 6 months. Free transfers limited to 6 per calendar month/statement cycle.

Offer: Dividends compounded and credited monthly based on calendar month average daily balance. $2.00 monthly service charge fee if minimum balance is not maintained.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: The minimum deposit to open a new share account is $5.00 along with a $0.25 membership fee.

Requirements

Product: A service charge of $2.00 is imposed every quarterly statement cycle if the balance falls below $200.00 on any day of the cycle. Up to 8 withdrawals/transfers per calendar month; $3.00 fee per debit transaction in excess of 24 per quarter.

Offer: Compounded and credited quarterly.

Requirements

Product: Requires an open and active OMB High Interest Checking or OMB Rewards Checking account to qualify for highest rates. Limit 1 account per Social Security number. Up to 8 withdrawals or transfers per calendar month.

Offer: Base rate applied to all balances if monthly qualifications are not met.