Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Johnson City, TN metro
- Beacon Financial Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.60% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance of $25.00 is required. 6 withdrawals per month allowed.
Effective Aug 13, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $15,000Your amount 0.20% $15,000 – $50,000 0.30% $50,000 – $75,000 0.40% $75,000 – $100,000 0.50% Over $100,000 0.60% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends Compounded and Credited Quarterly.
Offer: Dividends Compounded and Credited Quarterly.
0.20% interest rate · Effective Feb 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum initial deposit of $5.00 required to join the credit union. Minimum balance required to earn dividends. Compounded and credited quarterly.
Offer: Compounded quarterly
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Share Account Balance APY $100 – $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership Shares with a $5.00 minimum balance earn dividends paid quarterly.
Offer: Dividends paid quarterly with a $5.00 minimum balance.
Effective Feb 26, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Earns interest only on balances of $10,000 or more; no interest earned if monthly balance drops below $10,000. Up to 6 free withdrawals per month ($2 per additional withdrawal).
Offer: Interest is earned only on accounts maintaining a $10,000 minimum monthly balance. 6 free withdrawals per month (then $2 per additional withdrawal).
0.15% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary membership share account. Requires a $5.00 membership share deposit to gain access to credit union membership benefits.
Offer: Dividends compound quarterly. Minimum balance of $5.00 required.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - Knoxville TVA Employees Credit UnionU-Name-It / Member SpecialSavings · $0 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Available to qualifying Members. Limits on the number of non-signature transactions may be imposed as required by regulation or Credit Union policy. No minimum fee required.
Offer: Dividends compound quarterly.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum balance.
Offer: Avoid $10 monthly service fee by maintaining a $1,000 minimum balance.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends Compounded and Credited Quarterly.
Offer: Dividends Compounded and Credited Quarterly.
0.15% interest rate · Effective Feb 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly fees. No minimum withdrawal or balance requirements. Dividends credited quarterly.
Offer: Dividends credited quarterly; balances over $100 earn dividends.
No monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $3 quarterly service fee with a $300 minimum balance. Includes 3 free withdrawals per month ($2 per withdrawal thereafter).
Offer: Avoid the $3 quarterly service fee with a $300 minimum balance. 3 free withdrawals per month (then just $2 per withdrawal).
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - United Southeast Federal Credit UnionMad Money AccountSavings · $100 min · 0.10%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance required. Open-ended account allowing deposits and withdrawals anytime. Dividends compounded and paid quarterly; minimum balance of $100 required to earn dividends.
Offer: Minimum balance of $100.00 required to earn dividends.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Mad Money Account Balance APY $100 – $2,500 0.10% $2,500 – $5,000 0.10% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.15% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - United Southeast Federal Credit UnionRegular Share (Savings) AccountSavings · $100 min · 0.10%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining a $5.00 balance in a share/savings account to establish and maintain membership. Dividends compounded and paid quarterly; minimum balance of $100.00 required to earn dividends.
Offer: Minimum balance of $100.00 required to earn dividends.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Share (Savings) Account Balance APY $100 – $2,500 0.10% $2,500 – $5,000 0.10% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.15% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Johnson City, TN metro
54 accounts at 21 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 0.96%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.28%
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Johnson City, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 1 branch
- United Southeast Federal Credit UnionCredit union · 1 branch
- Appalachian Community Federal Credit UnionCredit union · 1 branch