Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Jackson, TN metro
- FirstBankMoney Market TieredMoney Market Tiered · $2,500 min · 0.00%–0.75% by balance
Bank · 6 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered interest rate account. $10 minimum balance fee imposed every month the daily balance falls below $2,500.00. Six free withdrawals or transfers per statement cycle ($2 per transaction over 6). Applicant must be 18 years of age or older.
Offer: Tier 1: Daily balances of $0.00 to $2,499.99 earn 0.00% interest rate and 0.00% APY. Monthly fee of $10 applies if daily balance falls below $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Tiered Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $100,000Your amount$10 fee waived if daily balance remains at or above $2,500.00. 0.65% $100,000 – $250,000$10 fee waived if daily balance remains at or above $2,500.00. 0.70% $250,000 and up$10 fee waived if daily balance remains at or above $2,500.00. 0.75% Rate checked
More details - Southeast Financial Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.50% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Rates may change after account opening at credit union discretion. Fees may reduce earnings. Must meet minimum balance requirement to obtain stated rate. Minimum opening deposit of $2,500 to earn interest.
Offer: Must meet minimum balance requirement to obtain stated rate.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $10,000Your amountMinimum opening deposit of $2,500 required to start earning interest. 0.60% $10,001 – $25,000Minimum opening deposit of $2,500 required to start earning interest. 0.75% $25,001 – $50,000Minimum opening deposit of $2,500 required to start earning interest. 1.00% $50,001 – $75,000Minimum opening deposit of $2,500 required to start earning interest. 1.20% $75,001 – $100,000Minimum opening deposit of $2,500 required to start earning interest. 1.35% $100,001 and upMinimum opening deposit of $2,500 required to start earning interest. 1.50% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. 6 free withdrawals per quarter ($5 fee per excess withdrawal). A $5 minimum balance fee will be assessed quarterly based on a minimum daily balance of $100 (not assessed for primary account holders under age 24). Paper statements are $3.00 per month; eStatements are free.
0.40% interest rate
Rate checked
More details - Community BankCommunity Money MarketCommunity Money Market · $2,500 min · 0.35%–2.50% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Avoid $8 monthly service fee by maintaining a $2,500 minimum daily balance. You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed APY. Rates are variable and may change after the account is opened. A per item fee of $2.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six per statement cycle. If opt-in to bill pay, must be utilized monthly to avoid $5.95 monthly fee.
$8 monthly fee · Effective Jul 7, 2026
Rate by balance
Rate by balance for Community Money Market Balance APY $2,500 – $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $100,000 0.50% $100,000 – $250,000 1.05% $250,000 – $500,000 1.75% $500,000 and up 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - Leaders Credit UnionFast Forward SavingsSavings · $25 min · 0.00%–5.00% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: To qualify for monthly dividends, account must have no withdrawals and a deposit increasing the end-of-month balance by at least $20 (excluding dividends). One free withdrawal per month, with subsequent withdrawals incurring a $5 fee. Limited to one account per membership.
Offer: Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.
Qualified rate · 4.89% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Fast Forward Savings Balance APY Up to $5,000 5.00% $5,000 – $10,000 2.00% $10,000 – $25,000Your amount 0.25% $25,000 and up 0.00% Rate checked
More details - First South FinancialStandard Savings AccountSavings · $25 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: This account is the basis of your relationship with First South Financial and has no monthly service fee. In addition to the minimum deposit required to open, you may have to pay a $10 one-time membership fee.
No monthly fee
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $200 0.00% $200 – $3,000 0.20% $3,000 – $20,000Your amount 0.20% $20,000 and up 0.20% Rate checked
More details - Enlighten Federal Credit UnionRegular Shares (savings)Savings · $0 min · 0.00%–0.25% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Subject to change without notice. Projected 2nd Quarter 2026.
Rate by balance
Rate by balance for Regular Shares (savings) Balance APY Up to $100 0.00% $101 – $10,000Your amount 0.20% Over $10,000 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $2.00 per item fee for each debit transaction (withdrawal, automatic transfer, or payment) in excess of six per statement cycle. Unlimited in-person or mail withdrawals. Bill pay is $5.95/month if opted in and not used monthly. Rates are variable and may change after account opening. Must maintain a daily balance of $25.00 to obtain disclosed APY. Interest compounded and credited quarterly.
Offer: Must maintain a minimum balance of $25.00 in the account each day to obtain the disclosed APY. Variable rate. Compounded and credited quarterly.
No monthly fee · Effective Jul 7, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - Leaders Credit UnionFirst Forward (Prime) SavingsSavings · $10 min · 0.00%–0.10% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership savings account; all members must have a First Forward Savings Account with at least the minimum opening balance.
Offer: Minimum balance to earn dividends is $10.00.
Effective Jul 1, 2026
Rate by balance
Rate by balance for First Forward (Prime) Savings Balance APY Up to $10 0.00% Up to $2,500 0.05% $2,500 – $5,000 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $10.00.
Effective Jul 1, 2026
Rate by balance
Rate by balance for Side Savings Balance APY Up to $10 0.00% Up to $2,500 0.05% $2,500 – $5,000 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings account. Dividends based on daily balance and paid quarterly.
Offer: Based on a daily balance and paid quarterly.
0.10% interest rate · Effective Mar 29, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jackson, TN metro
42 accounts at 13 banks and credit unions · checked Oct 15–16
- Typical
- 0.30%
- Top 10% from
- 3.11%
- Banks, typical
- 0.45%
- Credit unions, typical
- 0.20%
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Jackson, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Leaders Credit UnionCredit union · 6 branches
- Community BankBank · 2 branches