Bank · FDIC insured
Community Bank Savings Rates
Top CarrotCommunity Bank’s best savings rate is 3.75% APY on $10,000, with its Community Reserve High Yield Savings. Rates checked October 15, 2026.
How Community Bank’s savings rates compare
Compared with banks and credit unions near Jackson, TN, where Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Community Bank
3.75%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $375
Community Reserve High Yield Savings
2nd-highest rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
3rd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Community Bank savings score
94
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Community Reserve High Yield Savings
3.75%APY
Avoid $5 monthly service fee by maintaining a $1,500 minimum daily balance. $2.00 per item fee for each debit transaction in excess of six per statement cycle. Unlimited in-person or mail withdrawals. Bill pay is $5.95/month if opted in and not used monthly. Rates are variable and may change after account opening. Must maintain a daily balance of $1,500.00 to obtain disclosed APY. Interest compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 and upMust maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed APY. Variable rate. Avoid $5 monthly service fee by maintaining a $1,500 minimum daily balance. Compounded and credited quarterly.$1,500 and up | 3.75% | $375 | Must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed APY. Variable rate. Avoid $5 monthly service fee by maintaining a $1,500 minimum daily balance. Compounded and credited quarterly. |
Sources (2)
- community-bank.net/personal/pe…h%20Yield%20Savings.html
- community-bank.net/services-tools/tools/rates.html
All captured Oct 5, 2026
Community Money Market
0.35%APY
Avoid $8 monthly service fee by maintaining a $2,500 minimum daily balance. You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed APY. Rates are variable and may change after the account is opened. A per item fee of $2.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six per statement cycle. If opt-in to bill pay, must be utilized monthly to avoid $5.95 monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.35% | — |
| $10,000 – $25,000 | 0.35% | $35 |
| $25,000 – $100,000 | 0.50% | — |
| $100,000 – $250,000 | 1.05% | — |
| $250,000 – $500,000 | 1.75% | — |
| $500,000 and up | 2.50% | — |
Community Savings Account
0.15%APY
$2.00 per item fee for each debit transaction (withdrawal, automatic transfer, or payment) in excess of six per statement cycle. Unlimited in-person or mail withdrawals. Bill pay is $5.95/month if opted in and not used monthly. Rates are variable and may change after account opening. Must maintain a daily balance of $25.00 to obtain disclosed APY. Interest compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain a minimum balance of $25.00 in the account each day to obtain the disclosed APY. Variable rate. Compounded and credited quarterly.$25 and up | 0.15% | $15 | Must maintain a minimum balance of $25.00 in the account each day to obtain the disclosed APY. Variable rate. Compounded and credited quarterly. |
Sources (2)
- community-bank.net/personal/pe…ity-savings-account.html
- community-bank.net/services-tools/tools/rates.html
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
4.08%APY · 1 term
Traditional and Roth options; funds used to purchase CDs within IRA; no setup fees; no monthly or annual maintenance fees. $5,500 contribution limit per year (additional $1,000 catch-up for ages 50+). Early withdrawal penalty on CDs may apply. You must maintain a minimum balance of $500.00 each day to obtain the disclosed APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsYou must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. An interest penalty for early withdrawal on certificates of deposit may apply | 4.08% | $202 |
Sources (2)
- community-bank.net/personal/pe…ement-accounts-iras.html
- community-bank.net/services-tools/tools/rates.html
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.