Credit union · NCUA insured
Enlighten Federal Credit Union Savings Rates
Enlighten Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Regular Shares (savings). Rates checked October 15, 2026.
How Enlighten Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Jackson, TN, where Enlighten Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Enlighten Federal Credit Union
0.20%APY
- Minimum
- —
- Earns on $10,000 a year
- $20
Regular Shares (savings)
Top rate
Community Bank
3.75%APY
- Minimum
- $1,500
- Earns on $10,000 a year
- $375
2nd-highest rate
Leaders Credit Union
3.50%APY
- Minimum
- $0
- Earns on $10,000 a year
- $350
Enlighten Federal Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Enlighten Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares (savings)
0.20%APY
Subject to change without notice. Projected 2nd Quarter 2026.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $101 – $10,000 | 0.20% | $20 |
| Over $10,000 | 0.25% | — |
Sources (1)
- enlightenfcu.org/rates.htm · captured Sep 18, 2026
Special-purpose accounts
IRA (Individual Retirement Account)
1.25%APY
Subject to change without notice. Projected 2nd Quarter 2026.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.25% | $125 |
Sources (1)
- enlightenfcu.org/rates.htm · captured Sep 18, 2026
Christmas Club
0.20%APY
Subject to change without notice. Projected 2nd Quarter 2026.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- enlightenfcu.org/rates.htm · captured Sep 18, 2026
Vacation Club
0.20%APY
Subject to change without notice. Projected 2nd Quarter 2026.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- enlightenfcu.org/rates.htm · captured Sep 18, 2026
Who can join Enlighten Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Kellogg's Jackson, Tennessee are eligible to join Enlighten Federal Credit Union.
Family and household
- Family members of employees of Kellogg's Jackson, Tennessee are eligible to join Enlighten Federal Credit Union.
Cost to join
- Opening and maintaining membership requires completing a Membership Application and depositing a minimum $25 into a Share Account.
Membership information collected October 5, 2026.