Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Jackson, TN metro · median 13.50% APR
- 10.90%APRas low as · up to 16.90%
10.90% APR, up to 16.90%
Terms
Available upon credit approval; limit up to $10,000.
Credit card score 79 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Standard APR as low as 12.00%. No annual fee, no balance transfer fee, no application fee.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%with conditions
13.00% APR, up to 18.00%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable APR based on Prime. Rate is the same as the Platinum Advantage Visa interest rate. Requires direct deposit of full net pay to a First South Financial Checking or Savings Plus account.
Credit card score 66 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 21.15%APRas low as · up to 27.15%
21.15% APR, up to 27.15%
Terms
Standard variable rate determined by creditworthiness (indexed to WSJ Prime Rate plus 14.90% - 20.90%). Penalty APR is 27.99%.
Credit card score 60 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Jackson, TN metro
6 banks and credit unions · checked Oct 15–22
- Typical
- 13.50%
- Top 10% up to
- 11.45%
- Banks, typical
- 20.37%
- Credit unions, typical
- 12.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Jackson, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Leaders Credit UnionCredit union · 6 branches
- Community BankBank · 2 branches