Credit union · NCUA insured
Patriot Equity Credit Union Savings Rates
Patriot Equity Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Accounts. Rates checked October 15, 2026.
How Patriot Equity Credit Union’s savings rates compare
Compared with banks and credit unions near Jackson, TN, where Patriot Equity Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Patriot Equity Credit Union
1.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market Accounts
Top rate
Community Bank
3.75%APY
- Minimum
- $1,500
- Earns on $10,000 a year
- $375
2nd-highest rate
Leaders Credit Union
3.50%APY
- Minimum
- $0
- Earns on $10,000 a year
- $350
Patriot Equity Credit Union savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0000.10%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Patriot Equity Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
1.00%APY
Member must maintain minimum balance of $2500.00 to earn dividends. Account will be based on a daily balance and paid quarterly. Only allowed one withdrawal per month; $8.00 withdrawal fee for withdrawals in excess of one per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Member must maintain minimum balance of $2500.00 to earn dividends. Account based on daily balance and paid quarterly. | 0.25% | — | Member must maintain minimum balance of $2500.00 to earn dividends. Account based on daily balance and paid quarterly. |
| $10,000 – $25,000Account based on daily balance and paid quarterly. | 1.00% | $100 | Account based on daily balance and paid quarterly. |
| $25,000 – $49,999Account based on daily balance and paid quarterly. | 1.25% | — | Account based on daily balance and paid quarterly. |
| $50,000 – $99,999Account based on daily balance and paid quarterly. | 1.50% | — | Account based on daily balance and paid quarterly. |
| $250,000 and upAccount based on daily balance and paid quarterly. | 1.75% | — | Account based on daily balance and paid quarterly. |
Regular Savings
0.10%APY
Basic savings account. Dividends based on daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upBased on a daily balance and paid quarterly.$25 and up | 0.10% | $10 | Based on a daily balance and paid quarterly. |
Special Savings
0.10%APY
Opened in addition to regular share/savings account. Earns the same dividends as regular savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns the same dividends as regular savings. No minimum balance required.Any balance | 0.10% | $10 | Earns the same dividends as regular savings. No minimum balance required. |
Special-purpose accounts
IRA Share Savings
0.50%APY
Available as Traditional and Roth IRA Shares. Anyone under age 70 1/2 who has income from compensation (or filing jointly with a spouse who earns compensation) can contribute.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount will be based on a daily balance and paid quarterly.Any balance | 0.50% | $50 | Account will be based on a daily balance and paid quarterly. |
Christmas Club
0.10%APY
Can be opened from October to May and receives the same rate as Share/Savings Account. Funds deposited into savings account in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceReceives the same rate as Share/Savings Account. Any early withdrawal incurs a $15.00 fee.Any balance | 0.10% | $10 | Receives the same rate as Share/Savings Account. Any early withdrawal incurs a $15.00 fee. |
Future Savers Club Savings
0.10%APY
For ages 12 & under. Open with $25.00 and receive a gift.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends based on daily balance and paid quarterly.Any balance | 0.10% | $10 | Dividends based on daily balance and paid quarterly. |
Who can join Patriot Equity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, volunteer, or attend school in Madison County, Tennessee are eligible for membership.
Employers and groups
- Enterprises or organizations in Madison County, as well as their directors, employees, volunteers, or retirees, are eligible for membership.
- Railroad employees and employees of affiliated small employee groups are eligible for membership.
Military, government and schools
- Employees of the U.S. Postal Service and employees of the Federal Government are eligible for membership.
Family and household
- Individuals with an existing family membership connection are eligible for membership.
Cost to join
- A one-time membership fee of $5 is required to join.
- A minimum share deposit and balance of $25 in a savings account is required for ownership and services.
Membership information collected October 5, 2026.