Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Houston, TX metro
- SUMA Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.77%–2.69% by balance
Credit union · 1 branch
1.77%APY$177 a year on $10,0001.75% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $99,999Your amount 1.77% $100,000 – $249,999 2.28% $250,000 and up 2.69% Rate checked
More details - Credit Human Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.30%–2.11% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Membership eligibility required with a $5.00 deposit in a share savings account. Variable rate calculated daily and subject to change. Up to six free withdrawals per monthly statement cycle ($2 per additional withdrawal). Monthly service fee of $7 is waived with a $1,000 minimum daily balance.
Offer: Monthly service fee waived with a minimum daily balance of $1,000.
0.30% interest rate · $7 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $500 0.30% $500 – $1,000 0.50% $1,000 – $10,000 1.50% $10,000 – $90,000Your amount 1.75% $90,000 and up 2.11% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Minimum opening balance/deposit is $50.00. Establishes membership in credit union. No monthly service fees. Dividends paid quarterly based on average daily account balance.
Offer: Dividends paid quarterly. Balance tier determines daily dividend rate and APY on average daily balance.
No monthly fee · Effective Jul 1, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $10,000 0.50% $10,000 – $25,000Your amount 1.75% $25,000 – $100,000 2.00% $100,000 and up 3.00% Rate checked
More details - PlainsCapital BankPersonal Money MarketPersonal Money Market · $2,500 min · 1.66%–3.18% by balance
Bank · 5 branches
1.71%APY$171 a year on $10,000Requirements
Product: Rate may change after account is opened. $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
Offer: $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
1.65% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $4,999 1.66% $5,000 – $24,999Your amount 1.71% $25,000 – $99,999 1.81% $100,000 – $499,999 1.92% $500,000 – $999,999 2.22% $1,000,000 – $1,999,999 2.38% $2,000,000 – $4,999,999 2.43% $5,000,000 – $7,499,999 2.78% $7,500,000 and up 3.18% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - 1.31%APY$131 a year on $10,000
Requirements
Product: A minimum balance of $50.00 in regular shares must be maintained to earn the stated Annual Percentage Rate and Annual Percentage Yield. The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Offer: Minimum balance of $50.00 must be maintained to earn the stated rate.
1.25% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $5,000 1.26% $5,000 – $10,000Your amount 1.31% Over $10,000 1.36% Rate checked
More details - InvesTex Credit UnionMoney MarketMoney Market · $0 min · 0.00%–1.46% by balance
Credit union · 6 branches
1.26%APY$126 a year on $10,0000.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.00% $5,000 – $20,000Your amount 1.26% $20,000 and up 1.46% Rate checked
More details - Gulf Coast Educators Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–2.02% by balance
Credit union · 9 branches
1.26%APY$126 a year on $10,000Requirements
Product: Minimum opening balance is $100. Minimum balance to earn dividends is $2,500. Up to 6 withdrawals or transfers permitted per month. Tiered rate account where the dividend rate and APY for the qualifying balance range apply to the full account balance. Dividend rates are determined monthly by the Board of Directors.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.00% $10,000 – $50,000Your amount 1.26% $50,000 – $100,000 1.51% $100,000 and up 2.02% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: No minimum balance requirements. Access to all the benefits of membership at HPCU. Blended rate of tiered rate structure.
Offer: Compounded and paid monthly.
1.25% interest rate · Effective Apr 21, 2025
Rate checked
More details - ECU Credit UnionMoney SaversMoney Savers · $2,500 min · 0.75%–2.02% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00 to open and earn interest. Monthly Service Fee: None. Withdrawals are limited; $2.00 transaction fee per withdrawal over 3 per month. Dividends compounded daily, paid monthly. If account is closed prior to the posting of accrued dividends no dividends will be paid. Dividends are based on Credit Union's earnings at the end of a dividend period. All rates are subject to change without notice.
Offer: Dividends compounded daily, paid monthly. Minimum Balance $2,500.00.
0.75% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Savers Balance APY $2,500 – $5,000 0.75% $5,000 – $10,000 1.01% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 and up 2.02% Rate checked
More details - ECU Credit UnionMoney Savers AccountSavings · $2,500 min · 0.75%–2.02% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Tiered interest rates compounded daily, paid monthly. Minimum balance $2,500.00. Fee of $2.00 per withdrawal over 3 per month. If account is closed prior to posting of accrued dividends, no dividends will be paid.
0.75% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Savers Account Balance APY $2,500 – $5,000 0.75% $5,000 – $10,000 1.01% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 and up 2.02% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be a Texas resident and at least 18 years of age (or have a co-owner). Must have a linked Kasasa Cash or Kasasa Cash Back account which must remain open. Requires eStatements and monthly Direct Deposit/ACH credit on the linked checking account. No monthly service fee.
Offer: When linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 1 ACH payment transaction or direct deposit post and settle, at least 15 debit card purchases post and settle, and receive eStatements).
Qualified rate · 1.24% interest rate · No monthly fee · Effective Aug 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 1.25% Over $20,000 0.83% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - BP Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.21%–3.04% by balance
Credit union · 4 branches
1.21%APY$121 a year on $10,000Requirements
Product: Tiered rate account; once a particular range is met, the dividend rate and APY for that balance range apply to the full balance. Daily balance method used to calculate dividends. Compounded and credited monthly. Minimum daily balance of $1,000 required to avoid service fee and earn dividends. Up to 6 transfers/withdrawals per month.
Offer: Minimum balance to open is $2,500.00; minimum balance to earn stated APY and avoid service fee is $1,000.00.
1.20% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 1.21% $25,000 – $50,000 1.61% $50,000 – $100,000 1.76% $100,000 and up 3.04% Rate checked
More details - Shell FCUMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 14 branches
1.20%APY$120 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Account includes unlimited deposits, up to three withdrawals per month, and up to six electronic transfers per month to a third party. Can be set up for Overdraft Protection use.
Offer: Rate type is Variable. APY rates and terms are subject to change.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 1.10% $10,000 – $24,999Your amount 1.20% $25,000 – $49,999 1.30% $50,000 – $99,999 1.60% $100,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 15–22
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch