Credit union · NCUA insured
BCM FCU Savings Rates
BCM FCU’s best savings rate is 1.31% APY on $10,000, with its Share Accounts. Rates checked October 16, 2026.
How BCM FCU’s savings rates compare
Compared with banks and credit unions near Houston, TX, where BCM FCU has the most branches. $10,000, best rate first.
This credit union’s best
BCM FCU
1.31%APY
- Minimum
- $5
- Earns on $10,000 a year
- $131
Share Accounts
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
BCM FCU savings score
87
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0001.26%
- $10,000 balance$10,0001.31%
- $100,000 balance$100,0001.36%
- QualifiedQualified1.31%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BCM FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Accounts
1.31%APY
A minimum balance of $50.00 in regular shares must be maintained to earn the stated Annual Percentage Rate and Annual Percentage Yield. The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Minimum balance of $50.00 must be maintained to earn the stated rate. | 1.26% | — | Minimum balance of $50.00 must be maintained to earn the stated rate. |
| $5,000 – $10,000Minimum balance of $50.00 must be maintained to earn the stated rate. | 1.31% | $131 | Minimum balance of $50.00 must be maintained to earn the stated rate. |
| Over $10,000Minimum balance of $50.00 must be maintained to earn the stated rate. | 1.36% | — | Minimum balance of $50.00 must be maintained to earn the stated rate. |
Special-purpose accounts
Regular IRA
0.50%APY
A minimum balance of $500.00 in regular IRAs must be maintained to earn the stated Annual Percentage Rate and Annual Percentage Yield. Rates may change at any time as determined by the board of directors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upA minimum balance of $500.00 must be maintained to earn the stated APR/APY.$500 and up | 0.50% | $50 | A minimum balance of $500.00 must be maintained to earn the stated APR/APY. |
Who can join BCM FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.