Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Glens Falls, NY metro
- Great Meadow Federal Credit UnionHigh Yield Savings (HYSA)Savings · $2,500 min · 0.25%–3.85% by balance
Credit union · 4 branches
3.85%APY$385 a year on $10,000intro rateRequirements
Product: Tiered interest rate account. Rate is variable and subject to change after account opening. Dividends paid monthly. Limit one account per SSN. Membership eligibility required.
Offer: Applies to balances that fall below the $2,500.00 minimum during a statement cycle.
Promotional rate · No monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for High Yield Savings (HYSA) Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 3.85% Over $25,000 0.25% Rate checked
More details - 3.50%APY$350 a year on $10,000intro rate
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - Parks Heritage Federal Credit UnionMoney MarketMoney Market · $500 min · 0.05%–2.40% by balance
Credit union · 1 branch
1.90%APY$190 a year on $10,000Requirements
Product: Membership eligibility required (open to those who live, work, worship, or volunteer in Essex, Hamilton, Saratoga, Washington, and Warren counties in NY, or immediate family). A $5 deposit into a Share Savings Account is required for membership. Up to four penalty-free withdrawals per month; fees may apply if monthly withdrawal limit is exceeded. Dividends are compounded and paid monthly.
Offer: Tier 1
Rate by balance
Rate by balance for Money Market Balance APY $500 and up 0.05% $2,500 and upYour amountTier 2 1.90% $50,000 and upTier 3 2.15% $150,000 and upTier 4 2.40% Rate checked
More details - Hudson River Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.00% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Open to all members. Allows check-writing and transfers, subject to standard withdrawal limitations (up to 6 certain withdrawals/transfers per month). Interest calculated daily and compounded/credited quarterly.
Offer: Tier 1 rate based on average monthly balance of $1,000 to $9,999.99. No monthly maintenance fee. Interest compounded and credited quarterly.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 and up 1.00% Rate checked
More details - Great Meadow Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.25%–2.00% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000Requirements
Product: Membership eligibility required. Up to four pre-authorized withdrawals/drafts per month; excessive transactions could result in fees or account closure. Dividends posted monthly.
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.65% $25,000 – $50,000 1.50% $50,000 – $150,000 1.75% Over $150,000 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility required. Requires purchasing and maintaining minimum required shares ($15) and paying a $5.00 nonrefundable membership fee. Dividends compounded and credited quarterly based on average daily balance.
Offer: Minimum balance to earn the stated APY is $100.00. Rate is variable and may change quarterly.
No monthly fee
Rate checked
More details - Adirondack Trust CompanyHigh Peaks Tiered Money MarketHigh Peaks Tiered Money Market · 0.15%–1.00% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Available to individuals only. Compounded and credited monthly. A minimum balance fee of $15.00 will be imposed every month if the balance in the account falls below $15,000 any day of the month.
Offer: Tier IV (Under $50,000). Compounded monthly. A minimum balance fee of $15.00 will be imposed every month if the balance in the account falls below $15,000 any day of the month.
0.15% interest rate · Compounded monthly · $15 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Peaks Tiered Money Market Balance APY Up to $50,000Your amount 0.15% $50,000 – $100,000Tier III. 0.25% $100,000 – $200,000Tier II. 0.50% $200,000 and upTier I. 1.00% Rate checked
More details - TCT FCURegular Money Market AccountRegular Money Market Account · $500 min · 0.15%–0.25% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance to open is $500. Dividends are calculated on the average daily balance and compounded/credited monthly. Allows 4 free withdrawals per month; $5.00 fee for each withdrawal after 4.
Offer: Rate applies to average daily balance within the tier. 4 free withdrawals per month, $5.00 fee per withdrawal thereafter.
0.15% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Money Market Account Balance APY $500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Included with TCT membership. Requires a one-time deposit of $5.00 to secure ownership share.
Offer: Dividend period is the calendar month. Rates and yields may change monthly as determined by the Credit Union's Board of Directors.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Cooper's Cave Federal Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Withdrawal restrictions of three per month.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - Hudson River Community Credit UnionUniversal Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Save for any purpose with the Universal Savings account. Best for everyone 15 and older. Rate and APY are variable.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Universal Savings Account Balance APY Up to $500 0.00% $500 – $5,000 0.00% $5,000 and upYour amount 0.05% Rate checked
More details - Hudson River Community Credit UnionPrime Savings AccountSavings · $1 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Best for everyone 15 and older. Tiered interest rates reward higher balances with no monthly fees. Interest is credited monthly.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Prime Savings Account Balance APY Up to $500 0.00% $500 – $5,000 0.00% $5,000 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Glens Falls, NY metro
29 accounts at 12 banks and credit unions · checked Oct 3–22
- Typical
- 0.05%
- Top 10% from
- 2.16%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.13%
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Glens Falls, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Parks Heritage Federal Credit UnionCredit union · 1 branch
- TCT FCUCredit union · 2 branches
- Great Meadow Federal Credit UnionCredit union · 4 branches