Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–4 of 4 in Glens Falls, NY metro · median 4.75% APR
- 4.00%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Disclosed consumer rate is for top tier credit (740+ score) for shortest available term and includes a 0.25% APR discount for having a checking account with direct deposit and automatic payment set up for the loan. Terms up to 84 months available for new or used vehicle purchase or refinance.
Auto loan score 94 · Carrot Score 91
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model years 2023 & newer. Monthly payment per $1,000 is $18.64.
Auto loan score 87 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 12.25%
5.00% APR, up to 12.25%
Terms
Tiered by credit rating: A+ (775+): 5.00%, A (700-774): 5.60%, B (650-699): 7.00%, C (600-649): 9.75%, D (550-599): 12.25%. Call for credit scores 549 or less.
Auto loan score 73 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicle Models 2022-2026 (or 2022-2027); new vehicles only; includes 0.25% APR auto pay discount; credit score 740+
Auto loan score 80 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Glens Falls, NY metro
4 banks and credit unions · checked Oct 16
- Typical
- 4.75%
- Top 10% up to
- 4.15%
- Credit unions, typical
- 4.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Glens Falls, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Parks Heritage Federal Credit UnionCredit union · 1 branch
- TCT FCUCredit union · 2 branches
- Great Meadow Federal Credit UnionCredit union · 4 branches