Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Fayetteville, NC metro
- 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership in SECU requires opening a Share Account. Must maintain a $25 minimum balance to avoid monthly maintenance fee and maintain membership. A $1 monthly maintenance fee is charged if the account is below $25 on the statement date.
Offer: Dividends accrue when balance is greater than zero; $1 monthly fee if balance falls below $25 minimum balance on statement date.
0.25% interest rate · $1 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $500 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: With $500 minimum average daily balance; High-Yield Checking not required. Regular share APY paid on balances less than $500.
Qualified rate · 0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - Sharonview Federal Credit UnionJumbo Money Market AccountJumbo Money Market Account · $500 min · 0.05%–3.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility required. $500 minimum deposit to open account. Fees could reduce earnings. APY may change after account opening.
Offer: Below $500 average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Any balance 0.05% $500 and upYour amount 0.15% $100,000 and up 2.75% $250,000 and up 3.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must be a Latino Community Credit Union member. $10 minimum initial deposit. $10 minimum balance required to avoid fee.
Offer: $2 monthly service fee if minimum balance of $10 is not maintained. Minimum deposit must be maintained to earn interest.
0.15% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $3.00 membership fee applies unless the accountholder is under 18, a full-time student, or active duty military. Minimum balance of $25.00 must remain in the account at all times. Dividends are paid quarterly on daily balances of $100.00 or more.
Offer: Must maintain a daily balance of $100.00 or more to earn dividends. Minimum balance of $25.00 required to maintain account.
0.10% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $20.00 minimum opening deposit to establish membership (includes one-time $15.00 membership fee and $5.00 membership par); $5.00 minimum opening deposit for additional regular savings; $5.00 minimum balance to maintain account; quarterly compounding. Must have at least one member-initiated transaction every 6 months to avoid dormant account fee.
Offer: Interest compounds quarterly. Balances of $300.00 and up earn dividends at regular savings rate.
Effective Oct 2, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 5 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 5 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fayetteville, NC metro
45 accounts at 19 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 1.96%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.58%
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Fayetteville, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch
- State Employees' Credit UnionCredit union · 5 branches
- Navy Federal Credit UnionCredit union · 2 branches