Credit union · NCUA insured
Bragg Mutual Federal Credit Union Savings Rates
Bragg Mutual Federal Credit Union’s best savings rate is 1.01% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Bragg Mutual Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Fayetteville, NC, where Bragg Mutual Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bragg Mutual Federal Credit Union
1.01%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $101
Money Market Account
Top rate
Sharonview Federal Credit Union
3.20%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $320
2nd-highest rate
Fort Bragg Federal Credit Union
3.00%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $300
Bragg Mutual Federal Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bragg Mutual Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Perks Money Market Account
3.25%APY
Requires an active Perks Checking or Perks Plus Checking account. Balances below $50,000.00 earn interest at regular savings rate. All interest compounds monthly. Only one Perks Money Market account per membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upRequires active Perks or Perks Plus Checking account and at least $50,000.00 on deposit. Only one Perks Money Market account per membership.$50,000 and up | 3.25% | — | Requires active Perks or Perks Plus Checking account and at least $50,000.00 on deposit. Only one Perks Money Market account per membership. |
Money Market Account
Up to 1.01%APY
Balances below $2,500.00 earn interest at regular savings rate. All interest compounds monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.10% | $10 |
| $10,000 and up | 1.01% | $101 |
| $50,000 and up | 1.51% | — |
Primary Savings
0.10%APY
$20.00 minimum opening deposit to establish membership (includes one-time $15.00 membership fee and $5.00 membership par); $5.00 minimum opening deposit for additional regular savings; $5.00 minimum balance to maintain account; quarterly compounding. Must have at least one member-initiated transaction every 6 months to avoid dormant account fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upInterest compounds quarterly. Balances of $300.00 and up earn dividends at regular savings rate.$300 and up | 0.10% | $10 | Interest compounds quarterly. Balances of $300.00 and up earn dividends at regular savings rate. |
Special-purpose accounts
Roth IRA
3.03%APY
$10.00 minimum opening deposit; $300.00 minimum balance required to earn dividends; tax-free earnings and withdrawals for qualified distributions; quarterly compounding; no setup or maintenance fees charged by Bragg Mutual; must have earned income within IRS income limits to contribute.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upInterest compounds quarterly. No setup or maintenance fees. Must have earned income within IRS income limits. Qualified withdrawals are tax-free.$300 and up | 3.03% | $303 | Interest compounds quarterly. No setup or maintenance fees. Must have earned income within IRS income limits. Qualified withdrawals are tax-free. |
Traditional IRA
0.65%APY
$10.00 minimum opening deposit; $300.00 minimum balance required to earn dividends; tax-deferred earnings; quarterly compounding; no setup or maintenance fees charged by Bragg Mutual.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upInterest compounds quarterly. No setup or maintenance fees. Tax-deferred earnings until withdrawal.$300 and up | 0.65% | $65 | Interest compounds quarterly. No setup or maintenance fees. Tax-deferred earnings until withdrawal. |
Holiday Club
0.15%APY
$10.00 minimum opening deposit; $100.00 minimum balance required to earn dividends; no monthly service fees; no minimum balance requirement; one withdrawal required annually; funds automatically transfer to Checking or Primary Savings in November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest compounds quarterly. No monthly service fees. Account funds automatically transfer to checking or primary savings on November 20, 2025.$100 and up | 0.15% | $15 | Interest compounds quarterly. No monthly service fees. Account funds automatically transfer to checking or primary savings on November 20, 2025. |
Vacation Club
0.15%APY
$10.00 minimum opening deposit; $100.00 minimum balance required to earn dividends; no monthly service fees; no minimum balance requirement; one withdrawal required annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest compounds quarterly. No monthly service fees. One withdrawal required annually.$100 and up | 0.15% | $15 | Interest compounds quarterly. No monthly service fees. One withdrawal required annually. |
Who can join Bragg Mutual Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to people, businesses, and other legal entities located within certain areas/census tracts who live, worship, work/regularly conduct business, or attend school in 25 specified North Carolina counties.
- Open to people, businesses, and other legal entities located within certain areas/census tracts who live, worship, work/regularly conduct business, or attend school in 7 specified South Carolina counties.
Membership information collected October 4, 2026.