Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Fargo, ND-MN metro
- BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $25 monthly service charge avoided by maintaining a minimum balance of $10,000. Earns CD bonus rate (additional 0.10% on 1st term for standard fixed-rate CDs).
Offer: $25 monthly service charge waived with $10,000 minimum balance.
0.75% interest rate · $25 monthly fee · Effective Sep 21, 2026
Rate checked
More details - United Savings Credit UnionMoney Market Share AccountsMoney Market Share Accounts · $2,500 min · 0.75%–2.00% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends are accrued on a tiered scale based on the total balance in the account and paid quarterly.
No monthly fee · Effective Feb 4, 2026
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $2,500 – $25,000Your amount 0.75% $25,001 – $100,000 1.50% $100,000 and up 2.00% Rate checked
More details - Fargo VA Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–1.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum balance to earn stated APY is $2,500.00.
Offer: Minimum balance to earn stated APY is $2,500.00.
Effective Apr 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 and up 1.25% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $0 min · 0.40%–3.40% by balance
Credit union · 3 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.40% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $10,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.55% $10,000 – $20,000Your amountLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.65% $20,000 – $50,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.50% $50,000 – $75,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.55% $75,000 – $100,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.60% $100,000 – $250,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.00% $250,000 – $500,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.30% $500,000 and upLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.40% Rate checked
More details - Fargo Public Schools Federal Credit UnionMoney Market SavingsMoney Market Savings · $500 min · 0.50%–1.00% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 0.80% $50,000 and up 1.00% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details - Magnifi FinancialMoney MarketMoney Market · $2,500 min · 0.50%–1.15% by balance
Credit union · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Opening deposit of $2,500.00 is required to open an account; that balance does not need to be maintained. No monthly fees or penalties. Can be used for overdraft protection on Magnifi Financial checking account.
Offer: Dividends compound monthly. Rates subject to change without notice.
0.50% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.50% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.85% $100,000 – $149,999 0.95% $150,000 and up 1.15% Rate checked
More details - Capital Credit Union of North DakotaMoney Market AccountMoney Market Account · $2,500 min · 0.20%–1.77% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Must qualify for membership: live within 75 miles of Bismarck, Fargo, Hazen or Flasher; 50 miles of Beulah or New Salem; or have an immediate family member who lives within 50 miles of Bismarck. Regular monthly fee of $10 applies if account balance falls below $2,500 minimum. Must maintain $2,500 minimum account balance to earn dividends. Preauthorized or automatic transfers limited to six per month.
Offer: Must maintain $2,500 minimum account balance to earn dividends; $10 fee per month if balance falls below $2,500.
0.20% interest rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.20% $10,000 – $24,999Your amountStated APY range is 0.20%-0.38%. 0.50%* $25,000 – $49,999Stated APY range is 0.38%-0.44%. 0.50%* $50,000 – $99,999Stated APY range is 0.44%-0.50%. 0.55%* $100,000 – $249,999Stated APY range is 0.50%-1.11%. 1.51%* $250,000 – $499,999Stated APY range is 1.11%-1.44%. 1.77%* $500,000 – $999,999Stated APY range is 1.44%-1.23%. 1.01%* $1,000,000 – $1,500,000Stated APY range is 1.23%-1.15%. 1.01%* Rate checked
More details - Bank ForwardMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–1.10% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered interest rates, interest paid monthly. No monthly service fee with $1000.00 minimum daily balance; $10.00 monthly service fee if minimum balance is not met daily. Variable rate subject to change after account opening.
0.50% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.70% $100,000 and up 1.10% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. Fees could reduce earnings. $2 monthly service charge can be avoided by maintaining a $100 minimum daily balance. Paid quarterly.
Offer: Daily balance of $0.01 required to obtain APY. Avoid $2 monthly service charge with $100 minimum daily balance. Rate may change after account opening. Fees could reduce earnings.
0.50% interest rate · $2 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Must maintain membership and a $5.00 minimum balance to keep account open.
Offer: Dividends are compounded and credited quarterly using the daily dividend - threshold rate method. Closing account before dividends are paid forfeits accrued dividends.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $10,000 minimum daily balance required to avoid $20 service fee in each monthly statement cycle. Free basic wallet or duplicate checks and free Cashier's Checks. Tiered interest rates.
Offer: $10,000 minimum daily balance required to avoid $20 monthly service fee.
$20 monthly fee
Rate by balance
Rate by balance for Premier Investment Savings Balance APY Up to $49,999Your amount 0.50% $50,000 – $99,999 0.65% $100,000 – $249,999 1.30% $250,000 and up 1.80% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.45% interest rate · No monthly fee
Rate checked
More details - Postal Family FCUMoney Market Share AccountsMoney Market Share Accounts · $1,000 min · 0.45%–0.55% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $1,000 – $49,999Your amount 0.45% $50,000 – $99,999 0.50% $100,000 and up 0.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fargo, ND-MN metro
78 accounts at 25 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.50%
- Banks, typical
- 0.23%
- Credit unions, typical
- 0.25%
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Fargo, ND-MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Midwest BankBank · 1 branch
- Magnifi FinancialCredit union · 3 branches
- Empeople Credit UnionCredit union · 3 branches