Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Eureka, CA metro
- Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 5 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.16%APY$116 a year on $10,000
Requirements
Product: Required account for membership. Eligibility requires living or working in Humboldt, Del Norte, or Trinity County.
Offer: Dividends paid quarterly on the daily balance.
1.15% interest rate · No monthly fee
Rate checked
More details - 1.16%APY$116 a year on $10,000
Requirements
Offer: Dividends paid quarterly on the daily balance.
1.15% interest rate · No monthly fee
Rate checked
More details - Coast Central Credit UnionLiquid Assets (0700)Liquid Assets (0700) · $0 min · 0.75%–1.41% by balance
Credit union · 9 branches
1.01%APY$101 a year on $10,000Requirements
Product: Dividends for Liquid Assets accounts are calculated on the daily balance and are paid monthly. Dividends are declared by the Board of Directors at the end of each month.
0.75% interest rate
Rate by balance
Rate by balance for Liquid Assets (0700) Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 1.01% $25,000 – $49,999 1.16% $50,000 – $74,999 1.31% $75,000 and up 1.41% Rate checked
More details - Northern Redwood FCUMoney MarketMoney Market · $2,500 min · 0.75%–1.41% by balance
Credit union · 2 branches
1.01%APY$101 a year on $10,000Requirements
Product: Minimum Balance Requirement = $2,500.00. Membership eligibility required. Maximum withdrawals per month may not exceed three (3). Interest is calculated based on the Average Daily Balance.
Offer: Minimum Balance Requirement = $2,500.00.
0.75% interest rate · Effective Feb 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $50,000 1.16% $50,000 – $500,000 1.31% $500,000 and up 1.41% Rate checked
More details - Community First Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 1.00%–1.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Qualify for higher rates with an Auto or Real Estate Loan, Community First Credit Card, OR Local Advantage PLUS Checking Account.
Offer: Qualify for higher rates with an Auto or Real Estate Loan, Community First Credit Card, OR Local Advantage PLUS Checking Account.
Qualified rate · 1.00% interest rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY $10,000 and upYour amount 1.00% $50,000 and up 1.25% $100,000 and up 1.25% $150,000 and up 1.30% $250,000 and up 1.40% $500,000 and up 1.50% $1,000,000 and up 1.50% Rate checked
More details - Community First Credit UnionMoney MarketMoney Market · $100 min · 0.75%–1.15% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $100 and up 0.75% $1,000 and up 0.75% $10,000 and upYour amount 0.75% $50,000 and up 0.80% $100,000 and up 1.00% $150,000 and up 1.00% $250,000 and up 1.00% $500,000 and up 1.00% $1,000,000 and up 1.15% Rate checked
More details - OE Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–0.80% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Start saving with $1,000 minimum opening deposit. Dividends compound monthly. Up to 6 free withdrawals or transfers per month ($15 fee per transaction thereafter).
Offer: Minimum to earn dividend: $1,000. Compounding period: Monthly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.60% $10,000 and upYour amountMinimum to earn dividend: $10,000. 0.65% $25,000 and upMinimum to earn dividend: $25,000. 0.65% $50,000 and upMinimum to earn dividend: $50,000. 0.70% $100,000 and upMinimum to earn dividend: $100,000. 0.75% $250,000 and upMinimum to earn dividend: $250,000. 0.80% Rate checked
More details - Northern Redwood FCUMembership Savings AccountSavings · $5 min · 0.00%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Opening and maintaining requires a basic Membership Savings Account ($5.00 minimum opening deposit) to establish credit union ownership share. Dividends paid quarterly.
0.00% interest rate · Effective Feb 5, 2026
Rate by balance
Rate by balance for Membership Savings Account Balance APY Up to $25 0.00% Up to $1,000 0.25% $1,000 – $5,000 0.35% $5,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.40% $50,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Required for membership with a minimum balance of $5. Dividends are compounded daily and paid quarterly.
Offer: Dividends earned from day of deposit to day of withdrawal, compounded daily and paid quarterly.
0.20% interest rate · Compounded daily · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Eureka, CA metro
29 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.33%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.75%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Eureka, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Coast Central Credit UnionCredit union · 9 branches