Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Eugene, OR metro
- Emerald Empire Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 1.30%–1.60% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: Tiered-rate account; dividends are compounded and credited quarterly based on average daily balance once minimum daily balance reaches $5,000. Rate applies to the entire balance once a balance range is met. Preauthorized, automatic, telephonic, or electronic transfers are limited to 6 per month. Under Financial Partners, earn an additional 0.10% APY for having 2-3 qualified services and an additional 0.20% APY for 4 or more qualified services.
Offer: Tier 1 standard base rate. Dividends paid on full balance once $5,000 minimum balance is met.
Qualified rate · 1.30% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $24,999Your amount 1.30% $25,000 and upTier 2 standard base rate. Dividends paid on full balance. 1.60% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - SELCO Community Credit UnionInvestor PlusSavings · $10,000 min · 0.00%–2.20% by balance
Credit union · 6 branches
1.20%APY$120 a year on $10,000Requirements
Product: Maintenance and activity fees may apply and could reduce earnings. Requires a $10,000 minimum opening and required balance.
0.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Investor Plus Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.20% $50,000 – $249,999 1.95% $250,000 and up 2.20% Rate checked
More details - SELCO Community Credit UnionInvestor PlusInvestor Plus · $10,000 min · 0.00%–2.20% by balance
Credit union · 6 branches
1.20%APY$120 a year on $10,000Requirements
Product: Make up to three penalty-free withdrawals per month.
0.00% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Investor Plus Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.20% $50,000 – $249,999 1.95% $250,000 and up 2.20% Rate checked
More details - OCCU | Oregon Community Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.50%–1.10% by balance
Credit union · 10 branches
1.00%APY$100 a year on $10,000Requirements
Product: No limit on the number of money market accounts a member can open. In-person withdrawals as often as you want.
Offer: Money Market account APY & rate may change. Fees could reduce earnings. Minimum balances start at $100. Earn on entire savings balance.
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $5,000 0.50% $5,000 – $250,000Your amount 1.00% $250,000 and up 1.10% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 1 qualifying loan.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Central Willamette Credit UnionChoice Money MarketChoice Money Market · $0 min · 0.10%–1.04% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: No minimum balance requirement. Once a balance range is met, the highest Interest Rate and Annual Percentage Yield for that range will apply to the entire balance.
Offer: Minimum daily balance to earn interest is $0.01. Interest compounded & credited monthly.
0.10% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Choice Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 0.95% $50,000 – $100,000 1.00% $100,000 and up 1.04% Rate checked
More details - Central Willamette Credit UnionMoney Market PlusMoney Market Plus · $0 min · 0.05%–1.15% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Reverse tier money market account. Once a balance range is met, the highest Interest Rate and Annual Percentage Yield for that range will apply to the entire balance.
Offer: Minimum daily balance to earn interest is $0.01. Interest compounded & credited monthly.
1.14% interest rate · Effective Mar 14, 2024
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $1,000 1.15% $1,000 – $5,000 1.10% $5,000 – $10,000Your amount 0.80% $10,000 – $50,000 0.12% $50,000 – $100,000 0.10% $100,000 – $250,000 0.07% Over $250,000 0.05% Rate checked
More details - EWEB Employees Federal Credit UnionMain Money AccountMain Money Account · $1,000 min · 0.65%–1.25% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Designed to keep funds liquid. Withdrawals limited to 6 per month without penalty. Minimum balance of $1,000.00. $10.00 monthly fee per account below Minimum Balance. Compounded and paid monthly.
Offer: Minimum daily balance to earn dividends is $1,000 to $2,499.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance.
0.65% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Main Money Account Balance APY $1,000 – $2,500 0.65% $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 – $100,000 1.05% $100,000 and up 1.25% Rate checked
More details - EWEB Employees Federal Credit UnionMain Money AccountSavings · $1,000 min · 0.65%–1.25% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Offer: $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance.
0.65% interest rate · $10 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Main Money Account Balance APY $1,000 – $2,500 0.65% $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 – $100,000 1.05% $100,000 and up 1.25% Rate checked
More details - SELCO Community Credit UnionMembership Savings / Simple SavingsSavings · $5 min · 0.10%–0.50% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership Savings requires a $5 minimum balance (refunded if account is closed). No minimum balance required if you have another SELCO account. No account maintenance fees on Simple Savings.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Membership Savings / Simple Savings Balance APY Up to $500 0.10% $500 – $2,500 0.20% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.50% Rate checked
More details - OnPoint Community Credit UnionOnPoint Loyalty Savings AccountSavings · $0 min
Credit union · 4 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must qualify for OnPoint Rewards (requires 10-year relationship with OnPoint or 6 qualified transactions in the same checking account during the qualification period). Interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Dividends compounded and credited quarterly. Calculated using average daily balance method.
0.25% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered interest earning savings account starting at $10,000. If the account balance falls below minimum daily balance of $10,000, the account earns no dividends. Once a balance tier is met, the highest Dividend Rate and Annual Percentage Yield for that range applies to the entire balance. Allowed 6 withdrawals per month with no fee.
Offer: Tier 1: $10,000-$24,999. Minimum daily balance of $10,000 required to earn dividends. Rate applies to entire balance. Allowed 6 withdrawals per month with no fee.
0.25% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Member Choice Balance APY $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.50% $50,000 and up 0.75% Rate checked
More details - Peak Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.15%–1.40% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Available to Peak Credit Union members across Washington and Oregon. Rates may vary after account opening. $1,000 minimum deposit required for account opening, but minimum balance is not required to earn dividends.
Offer: Rates may vary after account opening. Dividends calculated by daily balance method and compounded/credited monthly.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 1.20% $150,000 – $250,000 1.30% $250,000 and up 1.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Eugene, OR metro
83 accounts at 22 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.80%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Eugene, OR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Gateway Credit UnionCredit union · 1 branch