Credit union · NCUA insured
Pacific Cascade Savings Rates
Pacific Cascade’s best savings rate is 0.25% APY on $10,000, with its Member Choice. Rates checked October 22, 2026.
How Pacific Cascade’s savings rates compare
Compared with banks and credit unions near Eugene, OR, where Pacific Cascade has the most branches. $10,000, best rate first.
This credit union’s best
Pacific Cascade
0.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $25
Member Choice
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Pacific Cascade savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pacific Cascade ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Member Choice
0.25%APY
Tiered interest earning savings account starting at $10,000. If the account balance falls below minimum daily balance of $10,000, the account earns no dividends. Once a balance tier is met, the highest Dividend Rate and Annual Percentage Yield for that range applies to the entire balance. Allowed 6 withdrawals per month with no fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $24,999Tier 1: $10,000-$24,999. Minimum daily balance of $10,000 required to earn dividends. Rate applies to entire balance. Allowed 6 withdrawals per month with no fee. | 0.25% | $25 | Tier 1: $10,000-$24,999. Minimum daily balance of $10,000 required to earn dividends. Rate applies to entire balance. Allowed 6 withdrawals per month with no fee. |
| $25,000 – $49,999Tier 2: $25,000-$49,999. Minimum daily balance of $10,000 required to earn dividends. Rate applies to entire balance. Allowed 6 withdrawals per month with no fee. | 0.50% | — | Tier 2: $25,000-$49,999. Minimum daily balance of $10,000 required to earn dividends. Rate applies to entire balance. Allowed 6 withdrawals per month with no fee. |
| $50,000 and upTier 3: $50,000 and over. Minimum daily balance of $10,000 required to earn dividends. Rate applies to entire balance. Allowed 6 withdrawals per month with no fee. | 0.75% | — | Tier 3: $50,000 and over. Minimum daily balance of $10,000 required to earn dividends. Rate applies to entire balance. Allowed 6 withdrawals per month with no fee. |
Sources (2)
- wesaveyou.com/personal/savings · captured Sep 15, 2026
- wesaveyou.com/wp-content/uploa…eposit-Account-Rates.pdf · captured Oct 8, 2026
Daily Access Primary Savings
0.05%APY
Primary savings account at the Credit Union. Minimum daily balance of $5 required to obtain the stated APY. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum daily balance of $5 required to obtain the stated APY. Dividends calculated by daily balance method, compounded and credited monthly.$5 and up | 0.05% | $5 | Minimum daily balance of $5 required to obtain the stated APY. Dividends calculated by daily balance method, compounded and credited monthly. |
Sources (2)
- wesaveyou.com/personal/savings · captured Sep 15, 2026
- wesaveyou.com/wp-content/uploa…eposit-Account-Rates.pdf · captured Oct 8, 2026
Special-purpose accounts
Club Account
0.05%APY
For annual expenditures such as vacation, property taxes, holiday savings. Does not allow for periodic withdrawals. Account balance plus dividends credited to primary share account on November 1st each year. Dividends forfeited if closed before October 31st each year; service fee assessed for early closure. Dividends credited annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited annually. Periodic withdrawals not permitted; balance transferred to primary share account on November 1st. Dividends forfeited if closed before October 31st.Any balance | 0.05% | $5 | Dividends credited annually. Periodic withdrawals not permitted; balance transferred to primary share account on November 1st. Dividends forfeited if closed before October 31st. |
Sources (2)
- wesaveyou.com/personal/savings · captured Sep 15, 2026
- wesaveyou.com/wp-content/uploa…eposit-Account-Rates.pdf · captured Oct 8, 2026
IRA & ROTH IRA Deposits
0.05%APY
IRA and Roth IRA savings deposits. Dividends compounded and credited quarterly. Minimum daily balance of $100 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum opening balance of $100 and minimum daily balance of $100. Dividends compounded and credited quarterly.$100 and up | 0.05% | $5 | Minimum opening balance of $100 and minimum daily balance of $100. Dividends compounded and credited quarterly. |
Sources (2)
- wesaveyou.com/personal/savings · captured Sep 15, 2026
- wesaveyou.com/wp-content/uploa…e-Rates-01.01.2026-1.pdf · captured Oct 8, 2026
Young Savers
0.05%APY
For members 17 years and younger. Minimum daily balance of $5 required to obtain the stated APY. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor members 17 years and younger. Minimum daily balance of $5 required to obtain the stated APY. Dividends compounded and credited monthly.Any balance | 0.05% | $5 | For members 17 years and younger. Minimum daily balance of $5 required to obtain the stated APY. Dividends compounded and credited monthly. |
Sources (2)
- wesaveyou.com/personal/savings · captured Sep 15, 2026
- wesaveyou.com/wp-content/uploa…eposit-Account-Rates.pdf · captured Oct 8, 2026
Who can join Pacific Cascade
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Benton, Coos, Douglas, Lane, Linn, and Lincoln Counties in Oregon.
Family and household
- Membership is open to individuals related to an eligible person.
Cost to join
- There is no membership application fee, but members must open and maintain a refundable $5 share in a savings account.
Membership information collected October 4, 2026.