Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Detroit, MI metro
- Vibe Credit UnionMoney Market AccountMoney Market Account · $0 min · 1.86%–3.02% by balance
Credit union · 15 branches
2.11%APY$211 a year on $10,000with conditionsRequirements
Product: No minimum balance required to open, but must carry a balance to earn dividends. No monthly maintenance fees. Tiered rate structure; dividends calculated on daily balance and paid monthly. Six free electronic withdrawals per month.
Offer: Requires owning and meeting all requirements of High Yield Rewards Checking in the same membership account to receive an additional 1.50% bonus dividend rate paid on the total balance.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 1.86% $5,000 – $50,000Your amount 2.11% $50,000 – $100,000 2.16% $100,000 – $250,000 2.52% $250,000 – $500,000 2.77% $500,000 and up 3.02% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Deposit or withdraw in amounts of $100 or more. Dividends are calculated daily and deposited monthly. Interest rates are declared weekly and may vary.
Offer: Applies when balance dips below $2,500.
0.05% interest rate
Rate by balance
Rate by balance for HI-FI Account Balance APY Up to $2,500 0.05% $2,500 and upYour amount 2.10% Rate checked
More details - Lake Michigan Credit UnionMax SavingsSavings · $0 min · 0.00%–3.90% by balance
Credit union · 8 branches
1.75%APY$175 a year on $10,000Requirements
Product: Tiered interest rate computed daily and paid quarterly on balances of $100 or more. No minimum balance or deposit required, no monthly fees, and no withdrawal penalties.
0.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Savings Balance APY Up to $100 0.00% $100 – $100,000Your amount 1.75% $100,000 – $250,000 2.90% $250,000 – $500,000 3.15% $500,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - 1.58%APY$158 a year on $10,000with conditions
Requirements
Product: Must have an open Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account that remains open throughout holding this account. Linked checking interest automatically transferred to savings.
Offer: Qualifying rate on daily balances of $100,000 or less when enrolled in eStatements via Online Banking and all three checking qualifiers are met (minimum 20 Debit MasterCard transactions post and settle, minimum $500 direct deposit or ACH debit/credit post and settle, combined total of $25,000 or more in personal deposit accounts/loan relationships).
Qualified rate · 1.57% interest rate · No monthly fee · Effective Jun 10, 2026
Rate by balance
Rate by balance for Loyalty Rewards Savings Balance APY Up to $100,000Your amount 1.58% $100,000 and up 0.07% Rate checked
More details - Huron Valley State BankMoney MarketMoney Market · $5,000 min · 1.26%–2.01% by balance
Bank · 2 branches
1.56%APY$156 a year on $10,000Requirements
Product: Earns a higher variable interest rate based on a tiered balance structure. Check writing ability included.
1.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000 1.26% $10,000 – $25,000Your amount 1.56% $25,000 and up 2.01% Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Requires an accompanying Kasasa Checking (Kasasa Cash, Kasasa Cash Classic, or Kasasa Cash Back). Limit one Kasasa Saver per individual taxpayer identification number. $0.00 minimum to open or earn dividends. No recurring monthly service charges. Dividends compounded and credited monthly. Rates and rewards are variable.
Offer: Qualifying Monthly Qualification Cycle via linked Kasasa Checking: at least 15 debit or credit card transactions of $5.00+ that post and settle; eStatements; at least 1 ACH automatic payment or direct deposit. ATM and sub-$5 card activity do not count.
Qualified rate · 1.50% interest rate · No monthly fee
Rate checked
More details - Genisys Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 1.31%–2.38% by balance
Credit union · 26 branches
1.51%APY$151 a year on $10,000Requirements
Product: Also referred to as a high yield savings account, or HYSA. Minimum balance of $2,500 required to earn dividends.
Offer: Minimum balance of $2,500 required to earn dividends.
1.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $9,999 1.31% $10,000 – $24,999Your amount 1.51% $25,000 – $49,999 1.71% $50,000 – $74,999 1.76% $75,000 – $99,999 1.97% $100,000 – $249,999 2.17% $250,000 and up 2.38% Rate checked
More details - Extra Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 1.50%–2.25% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000. Up to six transfers or withdrawals per month, per federal regulations. Minimum deposit of $5 in a regular savings account is required for membership. Dividends are paid and compounded monthly.
Offer: Dividends are paid and compounded monthly.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $15,000Your amount 1.50% $15,000 – $25,000 1.60% $25,000 – $50,000 1.80% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Superior National BankSuperior Personal Money MarketSuperior Personal Money Market · $50 min · 0.05%–3.00% by balance
Bank · 2 branches
1.40%APY$140 a year on $10,000Requirements
Product: Fully liquid account with check-writing privileges. Maintain a $2,500 daily balance to avoid a $10 monthly service fee. Rates are variable and may change after account is opened. Fees could reduce earnings.
Offer: Tier 1: Daily minimum amount to earn APY is $0.01. Maintain a $2,500 daily balance to avoid the $10 monthly fee.
$10 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Superior Personal Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 1.40% $100,000 – $500,000 1.90% $500,000 – $1,000,000 2.40% $1,000,000 and up 3.00% Rate checked
More details - Oxford BankMoney Market AccountMoney Market Account · $1,000 min · 0.32%–3.77% by balance
Bank · 6 branches
1.26%APY$126 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a minimum daily balance of $2,000 or more.
Offer: Balance < $3,500,000 schedule. Monthly fee waived with $2,000 minimum daily balance.
1.25% interest rate · $10 monthly fee · Effective Feb 11, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $250,000Your amount 1.26% $250,000 – $500,000 2.02% $500,000 – $3,500,000Tier Low 1.56% Tier High 3.45% APY. 3.77%* $3,500,000 and upTier Low 3.45% Tier High 0.33% APY. 0.32%* Rate checked
More details - Christian Financial Credit UnionMoney Market SavingsMoney Market Savings · $100 min · 0.05%–2.00% by balance
Credit union · 12 branches
1.25%APY$125 a year on $10,000Requirements
Product: Withdrawal or transfer up to 6 times per month without penalty. If fees are applied, it may reduce earnings.
0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $100 – $2,500 0.05% $2,500 – $10,000 1.00% $10,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 and up 2.00% Rate checked
More details - 1.25%APY$125 a year on $10,000intro rate
Requirements
Product: Higher dividend paid monthly; additional deposits allowed at any time.
Offer: Valid through 10/11/2026.
Promotional rate
Rate by balance
Rate by balance for IMMA Balance APY $2,000 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and up 1.40% $50,000 and up 1.50% $100,000 and up 2.15% $500,000 and up 2.65% $1,000,000 and up 3.50% $2,000,000 and up 3.50% $5,000,000 and up 3.50% Rate checked
More details - MSU Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,000 min · 1.25%–1.85% by balance
Credit union · 8 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Dividends are calculated daily and paid monthly on balances of $2,000 or more. A monthly fee of $5.00 applies if the balance falls below $2,000. No debit card required and paper statements are optional. Membership in MSUFCU requires opening a Spartan Saver account with a $5 opening deposit.
Offer: Tier 1 rate. $5 monthly fee applies if balance falls below $2,000. Valid thru 10/11/2026.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,000 and up 1.25% $10,000 and upYour amountTier 2 rate. 1.25% $50,000 and upTier 3 rate. 1.50% $100,000 and upTier 4 rate. 1.85% Rate checked
More details - 1.15%APY$115 a year on $10,000intro rate
Requirements
Product: Account must have $100 or more to earn interest. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 10/12/2026 – 10/18/2026.
Offer: Balance: $100 or more
Promotional rate · 1.15% interest rate · Effective Oct 12, 2026
Rate checked
More details - orsa credit unionMoney Market AccountMoney Market Account · $2,000 min · 1.10%–4.20% by balance
Credit union · 9 branches
1.10%APY$110 a year on $10,000Requirements
Product: Requires a balance of at least $2,000 to start earning dividends. Membership required. Dividends compounded daily and paid monthly. Minimum $2,000 balance to open. No monthly service fee. Unlimited withdrawals and transfers.
1.10% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 1.10% $15,000 and up 1.30% $25,000 and up 1.60% $50,000 and up 1.70% $100,000 and up 2.00% $250,000 and up 2.50% $500,000 and up 3.25% $1,000,000 and up 3.50% $5,000,000 and up 4.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit, MI metro
228 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.43%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches